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COMPTOIR CHANGE ET OR DE NORMANDIE : revenue, balance sheet and financial ratios

COMPTOIR CHANGE ET OR DE NORMANDIE is a French company founded 5 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in EVREUX (27000), this company of category PME shows in 2024 a net income positive of 182 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPTOIR CHANGE ET OR DE NORMANDIE (SIREN 893970715)
Indicator 2024 2023
Revenue N/C N/C
Net income 181 623 € 110 878 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, COMPTOIR CHANGE ET OR DE NORMANDIE generates positive net income of 182 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 111 k€ -> 182 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

181 623 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 130%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

129.527%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.728%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64.5%

Solvency indicators evolution
COMPTOIR CHANGE ET OR DE NORMANDIE

Sector positioning

Debt ratio
129.53 2024
2023
2024
Q1: 0.0
Med: 3.37
Q3: 50.52
Average

In 2024, the debt ratio of COMPTOIR CHANGE ET OR DE ... (129.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.73% 2024
2023
2024
Q1: 2.67%
Med: 40.69%
Q3: 75.63%
Average +12 pts over 2 years

In 2024, the financial autonomy of COMPTOIR CHANGE ET OR DE ... (37.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 370.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

370.864

Liquidity indicators evolution
COMPTOIR CHANGE ET OR DE NORMANDIE

Sector positioning

Liquidity ratio
370.86 2024
2023
2024
Q1: 139.62
Med: 325.32
Q3: 1062.61
Good -7 pts over 2 years

In 2024, the liquidity ratio of COMPTOIR CHANGE ET OR DE ... (370.86) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of COMPTOIR CHANGE ET OR DE NORMANDIE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of COMPTOIR CHANGE ET OR DE NORMANDIE is estimated at 607 762 € (range 222 636€ - 1 562 416€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
222k€ 607k€ 1562k€
607 762 € Range: 222 636€ - 1 562 416€
NAF 5 all-time

Valuation method used

Net Income Multiple
181 623 € × 3.3x = 607 763 €
Range: 222 637€ - 1 562 416€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare COMPTOIR CHANGE ET OR DE NORMANDIE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about COMPTOIR CHANGE ET OR DE NORMANDIE

What is the revenue of COMPTOIR CHANGE ET OR DE NORMANDIE ?

The revenue of COMPTOIR CHANGE ET OR DE NORMANDIE is not publicly disclosed (confidential accounts filed with INPI).

Is COMPTOIR CHANGE ET OR DE NORMANDIE profitable?

Yes, COMPTOIR CHANGE ET OR DE NORMANDIE generated a net profit of 182 k€ in 2024.

Where is the headquarters of COMPTOIR CHANGE ET OR DE NORMANDIE ?

The headquarters of COMPTOIR CHANGE ET OR DE NORMANDIE is located in EVREUX (27000), in the department Eure.

Where to find the tax return of COMPTOIR CHANGE ET OR DE NORMANDIE ?

The tax return of COMPTOIR CHANGE ET OR DE NORMANDIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPTOIR CHANGE ET OR DE NORMANDIE operate?

COMPTOIR CHANGE ET OR DE NORMANDIE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.