COMPAGNIE FINANCIERE PAUL : revenue, balance sheet and financial ratios

COMPAGNIE FINANCIERE PAUL is a French company founded 11 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in SAINT-CLOUD (92210), this company of category ETI shows in 2023 a revenue of 316 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPAGNIE FINANCIERE PAUL (SIREN 807988431)
Indicator 2023 2022 2021 2020 2019 2018 2016 2015
Revenue 315 600 € 310 640 € 206 250 € 206 244 € 275 000 € 254 627 € 659 767 € N/C
Net income -181 119 € -32 374 € -156 250 € -158 095 € -167 410 € -137 163 € -2 227 592 € -276 926 €
EBITDA 21 285 € 83 948 € -2 197 € -3 448 € -15 540 € 11 712 € 235 281 € -78 009 €
Net margin -57.4% -10.4% -75.8% -76.7% -60.9% -53.9% -337.6% N/C

Revenue and income statement

In 2023, COMPAGNIE FINANCIERE PAUL achieves revenue of 316 k€. Revenue is declining over the period 2016-2023 (CAGR: -10.0%). Vs 2022: +2%. After deducting consumption (0 €), gross margin stands at 316 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 6.7% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -75%, reducing margin by 20.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -181 k€ (-57.4% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

315 600 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

315 600 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

21 285 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

21 286 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-181 119 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 425%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

425.342%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.075%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-57.389%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-100.274

Solvency indicators evolution
COMPAGNIE FINANCIERE PAUL

Sector positioning

Debt ratio
425.34 2023
2021
2022
2023
Q1: 0.02
Med: 13.01
Q3: 113.78
Average

In 2023, the debt ratio of COMPAGNIE FINANCIERE PAUL (425.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
18.07% 2023
2021
2022
2023
Q1: 15.8%
Med: 60.29%
Q3: 91.58%
Average

In 2023, the financial autonomy of COMPAGNIE FINANCIERE PAUL (18.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-100.27 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.12 years
Q3: 4.47 years
Excellent

In 2023, the repayment capacity of COMPAGNIE FINANCIERE PAUL (-100.27) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 370.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1307.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

370.066

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1307.653

Liquidity indicators evolution
COMPAGNIE FINANCIERE PAUL

Sector positioning

Liquidity ratio
370.07 2023
2021
2022
2023
Q1: 139.34
Med: 883.94
Q3: 5556.79
Average -14 pts over 3 years

In 2023, the liquidity ratio of COMPAGNIE FINANCIERE PAUL (370.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1307.65x 2023
2021
2022
2023
Q1: -106.29x
Med: -3.78x
Q3: 0.0x
Excellent +50 pts over 3 years

In 2023, the interest coverage of COMPAGNIE FINANCIERE PAUL (1307.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 143 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1172 days. Excellent situation: suppliers finance 1029 days of the operating cycle (retail model). Overall, WCR represents 4634 days of revenue, i.e. 4.1 M€ to permanently finance.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 062 170 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

143 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1172 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

4634 j

WCR and payment terms evolution
COMPAGNIE FINANCIERE PAUL

Positioning of COMPAGNIE FINANCIERE PAUL in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 133 351€ to 256 802€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
133k€ 155k€ 256k€
155 932 € Range: 133 351€ - 256 802€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare COMPAGNIE FINANCIERE PAUL with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about COMPAGNIE FINANCIERE PAUL

What is the revenue of COMPAGNIE FINANCIERE PAUL ?

The revenue of COMPAGNIE FINANCIERE PAUL in 2023 is 316 k€.

Is COMPAGNIE FINANCIERE PAUL profitable?

COMPAGNIE FINANCIERE PAUL recorded a net loss in 2023.

Where is the headquarters of COMPAGNIE FINANCIERE PAUL ?

The headquarters of COMPAGNIE FINANCIERE PAUL is located in SAINT-CLOUD (92210), in the department Hauts-de-Seine.

Where to find the tax return of COMPAGNIE FINANCIERE PAUL ?

The tax return of COMPAGNIE FINANCIERE PAUL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPAGNIE FINANCIERE PAUL operate?

COMPAGNIE FINANCIERE PAUL operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.