COMPAGNIE FINANCIERE JEAN JUIN : revenue, balance sheet and financial ratios

COMPAGNIE FINANCIERE JEAN JUIN is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-GERAND-CROIXANVEC (56920), this company of category PME shows in 2024 a revenue of 376 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPAGNIE FINANCIERE JEAN JUIN (SIREN 442859310)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 376 424 € 374 598 € 312 000 € 478 006 € 318 899 € 209 000 € 324 000 € 337 040 € 326 579 €
Net income -725 240 € 10 609 € 30 459 € -72 231 € -799 584 € 715 166 € -77 193 € -93 309 € -29 635 €
EBITDA -161 976 € -68 124 € -17 111 € 24 372 € 23 739 € -159 029 € -55 028 € 25 723 € 35 680 €
Net margin -192.7% 2.8% 9.8% -15.1% -250.7% 342.2% -23.8% -27.7% -9.1%

Revenue and income statement

In 2024, COMPAGNIE FINANCIERE JEAN JUIN achieves revenue of 376 k€. Revenue is growing positively over 9 years (CAGR: +1.8%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 376 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -162 k€, representing -43.0% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -138%, reducing margin by 24.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -725 k€ (-192.7% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

376 424 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

376 424 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-161 976 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-161 987 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-725 240 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-43.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -3609%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-3608.896%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-2.653%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-66.396%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-6.402

Solvency indicators evolution
COMPAGNIE FINANCIERE JEAN JUIN

Sector positioning

Debt ratio
-3608.9 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Excellent -50 pts over 3 years

In 2024, the debt ratio of COMPAGNIE FINANCIERE JEAN... (-3608.90) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-2.65% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Average -5 pts over 3 years

In 2024, the financial autonomy of COMPAGNIE FINANCIERE JEAN... (-2.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-6.4 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Excellent

In 2024, the repayment capacity of COMPAGNIE FINANCIERE JEAN... (-6.40) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 902.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

902.898

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-322.55

Liquidity indicators evolution
COMPAGNIE FINANCIERE JEAN JUIN

Sector positioning

Liquidity ratio
902.9 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Good

In 2024, the liquidity ratio of COMPAGNIE FINANCIERE JEAN... (902.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-322.55x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average

In 2024, the interest coverage of COMPAGNIE FINANCIERE JEAN... (-322.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 85 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 134 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). Overall, WCR represents 891 days of revenue, i.e. 932 k€ to permanently finance. Over 2016-2024, WCR increased by +531%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

931 762 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

85 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

134 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

891 j

WCR and payment terms evolution
COMPAGNIE FINANCIERE JEAN JUIN

Positioning of COMPAGNIE FINANCIERE JEAN JUIN in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of COMPAGNIE FINANCIERE JEAN JUIN is estimated at 221 627 € (range 137 880€ - 263 473€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
137k€ 221k€ 263k€
221 627 € Range: 137 880€ - 263 473€
NAF 5 année 2024

Valuation method used

Revenue Multiple
376 424 € × 0.59x = 221 628 €
Range: 137 881€ - 263 474€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare COMPAGNIE FINANCIERE JEAN JUIN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about COMPAGNIE FINANCIERE JEAN JUIN

What is the revenue of COMPAGNIE FINANCIERE JEAN JUIN ?

The revenue of COMPAGNIE FINANCIERE JEAN JUIN in 2024 is 376 k€.

Is COMPAGNIE FINANCIERE JEAN JUIN profitable?

COMPAGNIE FINANCIERE JEAN JUIN recorded a net loss in 2024.

Where is the headquarters of COMPAGNIE FINANCIERE JEAN JUIN ?

The headquarters of COMPAGNIE FINANCIERE JEAN JUIN is located in SAINT-GERAND-CROIXANVEC (56920), in the department Morbihan.

Where to find the tax return of COMPAGNIE FINANCIERE JEAN JUIN ?

The tax return of COMPAGNIE FINANCIERE JEAN JUIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPAGNIE FINANCIERE JEAN JUIN operate?

COMPAGNIE FINANCIERE JEAN JUIN operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.