COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM : revenue, balance sheet and financial ratios

COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM is a French company founded 26 years ago, specialized in the sector Agences immobilières. Based in PARIS (75008), this company of category PME shows in 2017 a revenue of 819 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM (SIREN 424213775)
Indicator 2017 2016
Revenue 818 948 € 1 042 460 €
Net income 52 037 € 74 233 €
EBITDA 93 201 € 159 118 €
Net margin 6.4% 7.1%

Revenue and income statement

In 2017, COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM achieves revenue of 819 k€. Significant drop of -21% vs 2016. After deducting consumption (0 €), gross margin stands at 819 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 93 k€, representing 11.4% of revenue. Warning negative scissor effect: despite revenue change (-21%), EBITDA varies by -41%, reducing margin by 3.9 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 k€, i.e. 6.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

818 948 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

818 948 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

93 201 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

88 357 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

52 037 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 157%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

157.48%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.694%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.946%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

11.354

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

67.7%

Solvency indicators evolution
COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM

Sector positioning

Debt ratio
157.48 2017
2016
2017
Q1: 0.0
Med: 9.56
Q3: 63.73
Average +48 pts over 2 years

In 2017, the debt ratio of COMPAGNIE FINANCIERE D'IM... (157.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.69% 2017
2016
2017
Q1: 6.07%
Med: 30.29%
Q3: 58.97%
Good -25 pts over 2 years

In 2017, the financial autonomy of COMPAGNIE FINANCIERE D'IM... (30.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
11.35 years 2017
2016
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Average +24 pts over 2 years

In 2017, the repayment capacity of COMPAGNIE FINANCIERE D'IM... (11.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 152.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.1x. Financial charges are adequately covered by operations.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

152.979

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.11

Liquidity indicators evolution
COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM

Sector positioning

Liquidity ratio
152.98 2017
2016
2017
Q1: 105.11
Med: 167.36
Q3: 350.15
Average -31 pts over 2 years

In 2017, the liquidity ratio of COMPAGNIE FINANCIERE D'IM... (152.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.11x 2017
2016
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Excellent

In 2017, the interest coverage of COMPAGNIE FINANCIERE D'IM... (2.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. The company must finance 2 days of gap between collections and payments. Overall, WCR represents 25 days of revenue, i.e. 58 k€ to permanently finance.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

57 679 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

10 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

8 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

25 j

WCR and payment terms evolution
COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM

Positioning of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 81 transactions of similar company sales in 2017, the value of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM is estimated at 240 757 € (range 77 571€ - 531 334€). With an EBITDA of 93 201€, the sector multiple of 2.3x is applied. The price/revenue ratio is 0.44x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2017
81 tx
77k€ 240k€ 531k€
240 757 € Range: 77 571€ - 531 334€
NAF 5 année 2017

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
93 201 € × 2.3x
Estimation 217 936 €
52 328€ - 488 621€
Revenue Multiple 30%
818 948 € × 0.44x
Estimation 358 991 €
140 976€ - 593 336€
Net Income Multiple 20%
52 037 € × 2.3x
Estimation 120 463 €
45 577€ - 545 115€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 81 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM

What is the revenue of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM ?

The revenue of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM in 2017 is 819 k€.

Is COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM profitable?

Yes, COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM generated a net profit of 52 k€ in 2017.

Where is the headquarters of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM ?

The headquarters of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM is located in PARIS (75008), in the department Paris.

Where to find the tax return of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM ?

The tax return of COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM operate?

COMPAGNIE FINANCIERE D'IMMOBILIER OU COFIM operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.