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COMPAGNIE FINANCIERE DE L'IZOARD : revenue, balance sheet and financial ratios

COMPAGNIE FINANCIERE DE L'IZOARD is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in LYON (69004), this company of category PME shows in 2017 a net income positive of 124 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPAGNIE FINANCIERE DE L'IZOARD (SIREN 518227624)
Indicator 2017 2016 2015
Revenue N/C N/C N/C
Net income 124 319 € 23 690 € -35 124 €
EBITDA -5 446 € -7 076 € -8 740 €
Net margin N/C N/C N/C

Revenue and income statement

In 2017, COMPAGNIE FINANCIERE DE L'IZOARD generates positive net income of 124 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 446 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 578 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

124 319 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 829%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

829.262%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.588%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-120.148

Solvency indicators evolution
COMPAGNIE FINANCIERE DE L'IZOARD

Sector positioning

Debt ratio
829.26 2017
2015
2016
2017
Q1: 0.13
Med: 17.48
Q3: 97.01
Average

In 2017, the debt ratio of COMPAGNIE FINANCIERE DE L... (829.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.59% 2017
2015
2016
2017
Q1: 19.87%
Med: 57.98%
Q3: 88.0%
Average

In 2017, the financial autonomy of COMPAGNIE FINANCIERE DE L... (10.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-120.15 years 2017
2015
2016
2017
Q1: -0.0 years
Med: 0.15 years
Q3: 4.24 years
Excellent -50 pts over 3 years

In 2017, the repayment capacity of COMPAGNIE FINANCIERE DE L... (-120.15) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 6229.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

6229.945

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5109.805

Liquidity indicators evolution
COMPAGNIE FINANCIERE DE L'IZOARD

Sector positioning

Liquidity ratio
6229.94 2017
2015
2016
2017
Q1: 100.9
Med: 392.06
Q3: 1992.6
Excellent

In 2017, the liquidity ratio of COMPAGNIE FINANCIERE DE L... (6229.94) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-5109.81x 2017
2015
2016
2017
Q1: -60.98x
Med: 0.0x
Q3: 0.34x
Average

In 2017, the interest coverage of COMPAGNIE FINANCIERE DE L... (-5109.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. Excellent situation: suppliers finance 117 days of the operating cycle (retail model).

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

117 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
COMPAGNIE FINANCIERE DE L'IZOARD

Positioning of COMPAGNIE FINANCIERE DE L'IZOARD in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 85 transactions of similar company sales in 2017, the value of COMPAGNIE FINANCIERE DE L'IZOARD is estimated at 783 503 € (range 346 153€ - 1 680 940€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2017
85 tx
346k€ 783k€ 1680k€
783 503 € Range: 346 153€ - 1 680 940€
NAF 5 année 2017

Valuation method used

Net Income Multiple
124 319 € × 6.3x = 783 503 €
Range: 346 154€ - 1 680 941€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare COMPAGNIE FINANCIERE DE L'IZOARD with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about COMPAGNIE FINANCIERE DE L'IZOARD

What is the revenue of COMPAGNIE FINANCIERE DE L'IZOARD ?

The revenue of COMPAGNIE FINANCIERE DE L'IZOARD is not publicly disclosed (confidential accounts filed with INPI).

Is COMPAGNIE FINANCIERE DE L'IZOARD profitable?

Yes, COMPAGNIE FINANCIERE DE L'IZOARD generated a net profit of 124 k€ in 2017.

Where is the headquarters of COMPAGNIE FINANCIERE DE L'IZOARD ?

The headquarters of COMPAGNIE FINANCIERE DE L'IZOARD is located in LYON (69004), in the department Rhone.

Where to find the tax return of COMPAGNIE FINANCIERE DE L'IZOARD ?

The tax return of COMPAGNIE FINANCIERE DE L'IZOARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPAGNIE FINANCIERE DE L'IZOARD operate?

COMPAGNIE FINANCIERE DE L'IZOARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.