COMPAGNIE FINANCIERE DE LA CAMUSIERE : revenue, balance sheet and financial ratios

COMPAGNIE FINANCIERE DE LA CAMUSIERE is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in MONTREVAULT-SUR-EVRE (49110), this company of category ETI shows in 2023 a revenue of 191 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMPAGNIE FINANCIERE DE LA CAMUSIERE (SIREN 444435895)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 190 639 € 189 955 € 190 837 € 207 153 € 192 740 € 369 826 € 243 250 € 349 403 € 381 828 €
Net income 413 097 € -15 594 € 1 129 113 € -34 040 € 647 324 € 702 281 € 1 446 952 € 190 302 € -34 901 €
EBITDA -45 736 € -182 882 € -160 191 € -228 591 € -297 453 € -130 700 € -31 785 € 7 549 € 3 585 €
Net margin 216.7% -8.2% 591.7% -16.4% 335.9% 189.9% 594.8% 54.5% -9.1%

Revenue and income statement

In 2023, COMPAGNIE FINANCIERE DE LA CAMUSIERE achieves revenue of 191 k€. Revenue is declining over the period 2015-2023 (CAGR: -8.3%). Vs 2022: +0%. After deducting consumption (0 €), gross margin stands at 191 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -46 k€, representing -24.0% of revenue. Positive scissor effect: EBITDA margin improves by +72.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 413 k€, i.e. 216.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

190 639 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

190 639 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-45 736 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 160 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

413 097 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-24.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 195.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3.557%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

91.39%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

195.929%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.217

Solvency indicators evolution
COMPAGNIE FINANCIERE DE LA CAMUSIERE

Sector positioning

Debt ratio
3.56 2023
2021
2022
2023
Q1: 0.03
Med: 10.87
Q3: 70.22
Good +8 pts over 3 years

In 2023, the debt ratio of COMPAGNIE FINANCIERE DE L... (3.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
91.39% 2023
2021
2022
2023
Q1: 17.2%
Med: 61.39%
Q3: 90.77%
Excellent

In 2023, the financial autonomy of COMPAGNIE FINANCIERE DE L... (91.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.22 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.09 years
Q3: 3.23 years
Average +26 pts over 3 years

In 2023, the repayment capacity of COMPAGNIE FINANCIERE DE L... (0.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 104.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

104.092

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-23.312

Liquidity indicators evolution
COMPAGNIE FINANCIERE DE LA CAMUSIERE

Sector positioning

Liquidity ratio
104.09 2023
2021
2022
2023
Q1: 126.86
Med: 619.0
Q3: 3548.33
Average -23 pts over 3 years

In 2023, the liquidity ratio of COMPAGNIE FINANCIERE DE L... (104.09) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-23.31x 2023
2021
2022
2023
Q1: -65.31x
Med: 0.0x
Q3: 0.0x
Average -8 pts over 3 years

In 2023, the interest coverage of COMPAGNIE FINANCIERE DE L... (-23.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 200 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 222 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 22 days of revenue, i.e. 12 k€ to permanently finance. Notable WCR improvement over the period (-97%), freeing up cash.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

11 507 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

200 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

222 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

22 j

WCR and payment terms evolution
COMPAGNIE FINANCIERE DE LA CAMUSIERE

Positioning of COMPAGNIE FINANCIERE DE LA CAMUSIERE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 63 transactions of similar company sales in 2023, the value of COMPAGNIE FINANCIERE DE LA CAMUSIERE is estimated at 1 568 824 € (range 301 089€ - 2 368 874€). The price/revenue ratio is 0.24x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
63 tx
301k€ 1568k€ 2368k€
1 568 824 € Range: 301 089€ - 2 368 874€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
190 639 € × 0.24x
Estimation 45 844 €
33 528€ - 136 153€
Net Income Multiple 20%
413 097 € × 9.3x
Estimation 3 853 296 €
702 432€ - 5 717 957€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare COMPAGNIE FINANCIERE DE LA CAMUSIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about COMPAGNIE FINANCIERE DE LA CAMUSIERE

What is the revenue of COMPAGNIE FINANCIERE DE LA CAMUSIERE ?

The revenue of COMPAGNIE FINANCIERE DE LA CAMUSIERE in 2023 is 191 k€.

Is COMPAGNIE FINANCIERE DE LA CAMUSIERE profitable?

Yes, COMPAGNIE FINANCIERE DE LA CAMUSIERE generated a net profit of 413 k€ in 2023.

Where is the headquarters of COMPAGNIE FINANCIERE DE LA CAMUSIERE ?

The headquarters of COMPAGNIE FINANCIERE DE LA CAMUSIERE is located in MONTREVAULT-SUR-EVRE (49110), in the department Maine-et-Loire.

Where to find the tax return of COMPAGNIE FINANCIERE DE LA CAMUSIERE ?

The tax return of COMPAGNIE FINANCIERE DE LA CAMUSIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMPAGNIE FINANCIERE DE LA CAMUSIERE operate?

COMPAGNIE FINANCIERE DE LA CAMUSIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.