Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS : revenue, balance sheet and financial ratios

COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS is a French company founded 5 years ago, specialized in the sector Travaux d'isolation. Based in GUESNAIN (59287), this company of category PME shows in 2022 a revenue of 882 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS (SIREN 897889861)
Indicator 2022
Revenue 881 539 €
Net income 92 786 €
EBITDA 123 611 €
Net margin 10.5%

Revenue and income statement

In 2022, COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS achieves revenue of 882 k€. After deducting consumption (268 k€), gross margin stands at 613 k€, i.e. a rate of 70%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 124 k€, representing 14.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 93 k€, i.e. 10.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

881 539 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

613 168 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

123 611 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

120 381 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

92 786 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.0%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

42.618%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.043%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

10.897%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.447

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

91.0%

Solvency indicators evolution
COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS

Sector positioning

Debt ratio
42.62 2022
2022
Q1: 0.68
Med: 18.92
Q3: 70.62
Average

In 2022, the debt ratio of COMMISSION D'EXPERTISE DU... (42.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.04% 2022
2022
Q1: 10.35%
Med: 28.44%
Q3: 49.87%
Good

In 2022, the financial autonomy of COMMISSION D'EXPERTISE DU... (39.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.45 years 2022
2022
Q1: 0.0 years
Med: 0.16 years
Q3: 1.68 years
Average

In 2022, the repayment capacity of COMMISSION D'EXPERTISE DU... (0.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 195.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

195.732

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.696

Liquidity indicators evolution
COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS

Sector positioning

Liquidity ratio
195.73 2022
2022
Q1: 136.0
Med: 193.57
Q3: 277.13
Good

In 2022, the liquidity ratio of COMMISSION D'EXPERTISE DU... (195.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.7x 2022
2022
Q1: 0.0x
Med: 0.19x
Q3: 2.2x
Good

In 2022, the interest coverage of COMMISSION D'EXPERTISE DU... (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. WCR is negative (-29 days): operations structurally generate cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-72 004 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-29 j

WCR and payment terms evolution
COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS

Positioning of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS is estimated at 198 223 € (range 130 744€ - 453 370€). With an EBITDA of 123 611€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
58 tx
130k€ 198k€ 453k€
198 223 € Range: 130 744€ - 453 370€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
123 611 € × 1.2x
Estimation 152 516 €
123 509€ - 349 744€
Revenue Multiple 30%
881 539 € × 0.20x
Estimation 179 548 €
115 518€ - 266 671€
Net Income Multiple 20%
92 786 € × 3.7x
Estimation 340 507 €
171 673€ - 992 485€
How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS

What is the revenue of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS ?

The revenue of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS in 2022 is 882 k€.

Is COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS profitable?

Yes, COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS generated a net profit of 93 k€ in 2022.

Where is the headquarters of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS ?

The headquarters of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS is located in GUESNAIN (59287), in the department Nord.

Where to find the tax return of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS ?

The tax return of COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS operate?

COMMISSION D'EXPERTISE DU LOGEMENT FRANCAIS operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.