COLOMBE : revenue, balance sheet and financial ratios

COLOMBE is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in COLOMIERS (31770), this company of category PME shows in 2023 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COLOMBE (SIREN 798888368)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 1 010 674 € 958 449 € 976 996 € 930 505 € 927 125 € N/C 921 720 € N/C
Net income 25 597 € 209 640 € 35 409 € 119 815 € 129 468 € 96 008 € 369 390 € 94 982 € 22 066 €
EBITDA N/C 154 929 € 39 099 € 116 211 € 141 761 € 156 402 € N/C 144 394 € N/C
Net margin N/C 20.7% 3.7% 12.3% 13.9% 10.4% N/C 10.3% N/C

Revenue and income statement

In 2024, COLOMBE generates positive net income of 26 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 22 k€ -> 26 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

25 597 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 186%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

186.391%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.53%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

72.7%

Solvency indicators evolution
COLOMBE

Sector positioning

Debt ratio
186.39 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Watch +20 pts over 3 years

In 2024, the debt ratio of COLOMBE (186.39) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
32.53% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average -11 pts over 3 years

In 2024, the financial autonomy of COLOMBE (32.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.85 years 2023
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.03 years
Average -16 pts over 2 years

In 2023, the repayment capacity of COLOMBE (0.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 222.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

222.761

Liquidity indicators evolution
COLOMBE

Sector positioning

Liquidity ratio
222.76 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average +22 pts over 3 years

In 2024, the liquidity ratio of COLOMBE (222.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.78x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 2.0x
Excellent

In 2023, the interest coverage of COLOMBE (2.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
COLOMBE

Positioning of COLOMBE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of COLOMBE is estimated at 51 518 € (range 24 369€ - 235 227€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
24k€ 51k€ 235k€
51 518 € Range: 24 369€ - 235 227€
NAF 5 all-time

Valuation method used

Net Income Multiple
25 597 € × 2.0x = 51 518 €
Range: 24 369€ - 235 227€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare COLOMBE with other companies in the same sector:

Frequently asked questions about COLOMBE

What is the revenue of COLOMBE ?

The revenue of COLOMBE in 2023 is 1.0 M€.

Is COLOMBE profitable?

Yes, COLOMBE generated a net profit of 26 k€ in 2024.

Where is the headquarters of COLOMBE ?

The headquarters of COLOMBE is located in COLOMIERS (31770), in the department Haute-Garonne.

Where to find the tax return of COLOMBE ?

The tax return of COLOMBE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COLOMBE operate?

COLOMBE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.