SIREN : 852865179
COILLIER CTMB FINANCES is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SAINT-HERBLAIN (44800), this company of category PME shows in 2025 a revenue of 168 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 168 000 € | 201 000 € | 159 000 € | 132 000 € | 126 815 € | 115 367 € |
| Net income | -41 896 € | 218 494 € | 118 294 € | 103 058 € | 102 614 € | -20 399 € |
| EBITDA | -40 352 € | 4 762 € | 10 340 € | 12 086 € | 6 724 € | -14 946 € |
| Net margin | -24.9% | 108.7% | 74.4% | 78.1% | 80.9% | -17.7% |
In 2025, COILLIER CTMB FINANCES achieves revenue of 168 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Significant drop of -16% vs 2024. After deducting consumption (0 €), gross margin stands at 168 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -40 k€, representing -24.0% of revenue. Warning negative scissor effect: despite revenue change (-16%), EBITDA varies by -947%, reducing margin by 26.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -42 k€ (-24.9% of revenue), which will impact equity.
168 000 €
168 000 €
-40 352 €
-39 843 €
-41 896 €
-24.0%
The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
47.203%
62.203%
-24.938%
-5.198
In 2025, the debt ratio of COILLIER CTMB FINANCES (47.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of COILLIER CTMB FINANCES (62.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of COILLIER CTMB FINANCES (-5.20) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 15.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
15.267
-5.687
In 2025, the liquidity ratio of COILLIER CTMB FINANCES (15.27) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of COILLIER CTMB FINANCES (-5.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. Favorable situation: supplier credit is longer than customer credit by 8 days. WCR is negative (-112 days): operations structurally generate cash. Over 2020-2025, WCR increased by +53%, requiring additional financing.
-52 440 €
0 j
8 j
0 j
-112 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 22 351€ to 304 004€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare COILLIER CTMB FINANCES with other companies in the same sector:
The revenue of COILLIER CTMB FINANCES in 2025 is 168 k€.
COILLIER CTMB FINANCES recorded a net loss in 2025.
The headquarters of COILLIER CTMB FINANCES is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of COILLIER CTMB FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
COILLIER CTMB FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.