CLOISONS ISOLATION EUROPEENNE : revenue, balance sheet and financial ratios

CLOISONS ISOLATION EUROPEENNE is a French company founded 19 years ago, specialized in the sector Construction de maisons individuelles. Based in ETRECHY (91580), this company of category PME shows in 2018 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CLOISONS ISOLATION EUROPEENNE (SIREN 491903563)
Indicator 2018 2017 2016
Revenue 1 754 766 € 940 915 € 837 136 €
Net income 57 714 € 32 148 € 32 875 €
EBITDA 198 076 € 47 225 € 45 267 €
Net margin 3.3% 3.4% 3.9%

Revenue and income statement

In 2018, CLOISONS ISOLATION EUROPEENNE achieves revenue of 1.8 M€. Over the period 2016-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +44.8%. Vs 2017, growth of +86% (941 k€ -> 1.8 M€). After deducting consumption (674 k€), gross margin stands at 1.1 M€, i.e. a rate of 62%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 198 k€, representing 11.3% of revenue. Positive scissor effect: EBITDA margin improves by +6.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 754 766 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 081 115 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

198 076 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

74 588 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

57 714 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.3%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.058%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

58.498%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.715%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.002

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

70.1%

Solvency indicators evolution
CLOISONS ISOLATION EUROPEENNE

Sector positioning

Debt ratio
0.06 2018
2016
2017
2018
Q1: 0.04
Med: 8.47
Q3: 43.08
Good

In 2018, the debt ratio of CLOISONS ISOLATION EUROPE... (0.06) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
58.5% 2018
2016
2017
2018
Q1: 4.84%
Med: 23.22%
Q3: 45.39%
Excellent

In 2018, the financial autonomy of CLOISONS ISOLATION EUROPE... (58.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2018
2016
2017
2018
Q1: 0.0 years
Med: 0.01 years
Q3: 0.7 years
Good -17 pts over 3 years

In 2018, the repayment capacity of CLOISONS ISOLATION EUROPE... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 171.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

171.891

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.641

Liquidity indicators evolution
CLOISONS ISOLATION EUROPEENNE

Sector positioning

Liquidity ratio
171.89 2018
2016
2017
2018
Q1: 118.1
Med: 165.49
Q3: 253.59
Good -23 pts over 3 years

In 2018, the liquidity ratio of CLOISONS ISOLATION EUROPE... (171.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.64x 2018
2016
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 1.76x
Good -16 pts over 3 years

In 2018, the interest coverage of CLOISONS ISOLATION EUROPE... (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The company must finance 12 days of gap between collections and payments. Overall, WCR represents 31 days of revenue, i.e. 150 k€ to permanently finance. Over 2016-2018, WCR increased by +557%, requiring additional financing.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

150 313 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

42 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

30 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

31 j

WCR and payment terms evolution
CLOISONS ISOLATION EUROPEENNE

Positioning of CLOISONS ISOLATION EUROPEENNE in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of CLOISONS ISOLATION EUROPEENNE is estimated at 447 892 € (range 186 186€ - 819 214€). With an EBITDA of 198 076€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
113 transactions
186k€ 447k€ 819k€
447 892 € Range: 186 186€ - 819 214€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
198 076 € × 3.6x
Estimation 722 628 €
272 321€ - 999 397€
Revenue Multiple 30%
1 754 766 € × 0.11x
Estimation 193 088 €
134 375€ - 757 063€
Net Income Multiple 20%
57 714 € × 2.5x
Estimation 143 263 €
48 567€ - 461 984€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare CLOISONS ISOLATION EUROPEENNE with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about CLOISONS ISOLATION EUROPEENNE

What is the revenue of CLOISONS ISOLATION EUROPEENNE ?

The revenue of CLOISONS ISOLATION EUROPEENNE in 2018 is 1.8 M€.

Is CLOISONS ISOLATION EUROPEENNE profitable?

Yes, CLOISONS ISOLATION EUROPEENNE generated a net profit of 58 k€ in 2018.

Where is the headquarters of CLOISONS ISOLATION EUROPEENNE ?

The headquarters of CLOISONS ISOLATION EUROPEENNE is located in ETRECHY (91580), in the department Essonne.

Where to find the tax return of CLOISONS ISOLATION EUROPEENNE ?

The tax return of CLOISONS ISOLATION EUROPEENNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CLOISONS ISOLATION EUROPEENNE operate?

CLOISONS ISOLATION EUROPEENNE operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.