CLIPPER TECHNOLOGIES : revenue, balance sheet and financial ratios

CLIPPER TECHNOLOGIES is a French company founded 24 years ago, specialized in the sector Tierce maintenance de systèmes et d’applications informatiques. Based in ROISSY-EN-FRANCE (95700), this company of category ETI shows in 2024 a revenue of 8.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CLIPPER TECHNOLOGIES (SIREN 441059763)
Indicator 2024 2023 2022 2021
Revenue 8 830 758 € 10 563 536 € 9 226 615 € 7 832 944 €
Net income -1 399 855 € -1 365 190 € 172 841 € 344 190 €
EBITDA -1 664 206 € -1 617 895 € 307 017 € 583 053 €
Net margin -15.9% -12.9% 1.9% 4.4%

Revenue and income statement

In 2024, CLIPPER TECHNOLOGIES achieves revenue of 8.8 M€. Revenue is growing positively over 4 years (CAGR: +4.1%). Significant drop of -16% vs 2023. After deducting consumption (439 k€), gross margin stands at 8.4 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.7 M€, representing -18.8% of revenue. Warning negative scissor effect: despite revenue change (-16%), EBITDA varies by -3%, reducing margin by 3.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.4 M€ (-15.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

8 830 758 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

8 391 316 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 664 206 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 551 368 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 399 855 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-18.8%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -460%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -15%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-459.725%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-15.185%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-17.25%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3.362

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

85.0%

Solvency indicators evolution
CLIPPER TECHNOLOGIES

Sector positioning

Debt ratio
-459.73 2024
2022
2023
2024
Q1: 0.0
Med: 6.26
Q3: 31.65
Excellent -73 pts over 3 years

In 2024, the debt ratio of CLIPPER TECHNOLOGIES (-459.73) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-15.19% 2024
2022
2023
2024
Q1: 9.73%
Med: 37.66%
Q3: 64.72%
Watch -19 pts over 3 years

In 2024, the financial autonomy of CLIPPER TECHNOLOGIES (-15.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-3.36 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.37 years
Excellent -50 pts over 3 years

In 2024, the repayment capacity of CLIPPER TECHNOLOGIES (-3.36) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 210.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

210.558

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-19.076

Liquidity indicators evolution
CLIPPER TECHNOLOGIES

Sector positioning

Liquidity ratio
210.56 2024
2022
2023
2024
Q1: 148.11
Med: 236.84
Q3: 413.51
Average +9 pts over 3 years

In 2024, the liquidity ratio of CLIPPER TECHNOLOGIES (210.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-19.08x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.49x
Watch -44 pts over 3 years

In 2024, the interest coverage of CLIPPER TECHNOLOGIES (-19.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 102 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. The gap of 59 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 22 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 108 days of revenue, i.e. 2.6 M€ to permanently finance. Over 2021-2024, WCR increased by +28%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 645 342 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

102 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

43 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

22 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

108 j

WCR and payment terms evolution
CLIPPER TECHNOLOGIES

Positioning of CLIPPER TECHNOLOGIES in its sector

Comparison with sector Tierce maintenance de systèmes et d’applications informatiques

Valuation estimate

Based on 215 transactions of similar company sales (all years), the value of CLIPPER TECHNOLOGIES is estimated at 1 417 457 € (range 760 324€ - 2 589 204€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
215 transactions
760k€ 1417k€ 2589k€
1 417 457 € Range: 760 324€ - 2 589 204€
NAF 5 all-time

Valuation method used

Revenue Multiple
8 830 758 € × 0.16x = 1 417 457 €
Range: 760 324€ - 2 589 204€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Tierce maintenance de systèmes et d’applications informatiques)

Compare CLIPPER TECHNOLOGIES with other companies in the same sector:

Voir toutes les statistiques du secteur Tierce maintenance de systèmes et d’applications informatiques

Frequently asked questions about CLIPPER TECHNOLOGIES

What is the revenue of CLIPPER TECHNOLOGIES ?

The revenue of CLIPPER TECHNOLOGIES in 2024 is 8.8 M€.

Is CLIPPER TECHNOLOGIES profitable?

CLIPPER TECHNOLOGIES recorded a net loss in 2024.

Where is the headquarters of CLIPPER TECHNOLOGIES ?

The headquarters of CLIPPER TECHNOLOGIES is located in ROISSY-EN-FRANCE (95700), in the department Val-d'Oise.

Where to find the tax return of CLIPPER TECHNOLOGIES ?

The tax return of CLIPPER TECHNOLOGIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CLIPPER TECHNOLOGIES operate?

CLIPPER TECHNOLOGIES operates in the sector Tierce maintenance de systèmes et d’applications informatiques (NAF code 62.02B). See the 'Sector positioning' section above to compare the company with its competitors.