SIREN : 809413792
CLG COURTAGE is a French company founded 11 years ago, specialized in the sector Autre distribution de crédit. Based in CHAUMONT (52000), this company of category PME shows in 2016 a revenue of 186 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 |
|---|---|
| Revenue | 185 904 € |
| Net income | 21 828 € |
| EBITDA | 41 090 € |
| Net margin | 11.7% |
In 2016, CLG COURTAGE achieves revenue of 186 k€. After deducting consumption (0 €), gross margin stands at 186 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 22.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 22 k€, i.e. 11.7% of revenue. This profit can be retained or distributed to shareholders.
185 904 €
185 904 €
41 090 €
25 926 €
21 828 €
21.9%
The debt ratio (= Financial debt / Equity x 100) stands at 95%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
94.642%
33.996%
15.018%
1.371
86.1%
In 2016, the debt ratio of CLG COURTAGE (94.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of CLG COURTAGE (34.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2016, the repayment capacity of CLG COURTAGE (1.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 204.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.0x. Financial charges are adequately covered by operations.
204.418
2.003
In 2016, the liquidity ratio of CLG COURTAGE (204.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2016, the interest coverage of CLG COURTAGE (2.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 52 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). WCR is negative (-27 days): operations structurally generate cash.
-13 974 €
4 j
52 j
0 j
-27 j
Based on 135 transactions of similar company sales (all years), the value of CLG COURTAGE is estimated at 15 238 € (range 11 856€ - 87 504€). With an EBITDA of 41 090€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CLG COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of CLG COURTAGE in 2016 is 186 k€.
Yes, CLG COURTAGE generated a net profit of 22 k€ in 2016.
The headquarters of CLG COURTAGE is located in CHAUMONT (52000), in the department Haute-Marne.
The tax return of CLG COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CLG COURTAGE operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.