SIREN : 393700885
CLEMENTEL ETOILE is a French company founded 32 years ago, specialized in the sector Location de logements. Based in CLERMONT-FERRAND (63100), this company of category PME shows in 2021 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 238 218 € | 219 353 € | 469 620 € | 515 662 € |
| Net income | -451 768 € | -47 855 € | -218 652 € | -278 969 € |
| EBITDA | 51 563 € | -15 589 € | -85 227 € | -94 787 € |
| Net margin | -189.6% | -21.8% | -46.6% | -54.1% |
In 2021, CLEMENTEL ETOILE achieves revenue of 238 k€. Revenue is declining over the period 2016-2021 (CAGR: -14.3%). Vs 2018: +9%. After deducting consumption (0 €), gross margin stands at 238 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 52 k€, representing 21.6% of revenue. Positive scissor effect: EBITDA margin improves by +28.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -452 k€ (-189.6% of revenue), which will impact equity.
238 218 €
238 218 €
51 563 €
9 587 €
-451 768 €
21.6%
The debt ratio (= Financial debt / Equity x 100) stands at 149%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.
148.786%
36.671%
-172.662%
-1.592
21.5%
In 2021, the debt ratio of CLEMENTEL ETOILE (148.79) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of CLEMENTEL ETOILE (36.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of CLEMENTEL ETOILE (-1.59) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 405.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 893.3x. Operating income very largely covers interest expenses: high safety margin.
405.005
893.313
In 2021, the liquidity ratio of CLEMENTEL ETOILE (405.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of CLEMENTEL ETOILE (893.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 468 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. The gap of 419 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 423 days of revenue, i.e. 280 k€ to permanently finance. Notable WCR improvement over the period (-38%), freeing up cash.
279 897 €
468 j
49 j
0 j
423 j
Based on 178 transactions of similar company sales in 2021, the value of CLEMENTEL ETOILE is estimated at 215 023 € (range 96 031€ - 417 748€). With an EBITDA of 51 563€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.70x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CLEMENTEL ETOILE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of CLEMENTEL ETOILE in 2021 is 238 k€.
CLEMENTEL ETOILE recorded a net loss in 2021.
The headquarters of CLEMENTEL ETOILE is located in CLERMONT-FERRAND (63100), in the department Puy-de-Dome.
The tax return of CLEMENTEL ETOILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CLEMENTEL ETOILE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.