Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CLEMENT ET ASSOCIES : revenue, balance sheet and financial ratios

CLEMENT ET ASSOCIES is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NICE (06000), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CLEMENT ET ASSOCIES (SIREN 432147361)
Indicator 2018
Revenue N/C
Net income 0 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2018, CLEMENT ET ASSOCIES records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.326%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.272%

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

60.2%

Solvency indicators evolution
CLEMENT ET ASSOCIES

Sector positioning

Debt ratio
1.33 2018
2018
Q1: 0.01
Med: 9.38
Q3: 55.7
Good

In 2018, the debt ratio of CLEMENT ET ASSOCIES (1.33) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
1.27% 2018
2018
Q1: 14.67%
Med: 45.08%
Q3: 73.22%
Average

In 2018, the financial autonomy of CLEMENT ET ASSOCIES (1.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 22.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

22.458

Liquidity indicators evolution
CLEMENT ET ASSOCIES

Sector positioning

Liquidity ratio
22.46 2018
2018
Q1: 109.41
Med: 206.71
Q3: 452.42
Watch

In 2018, the liquidity ratio of CLEMENT ET ASSOCIES (22.46) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of CLEMENT ET ASSOCIES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare CLEMENT ET ASSOCIES with other companies in the same sector:

Frequently asked questions about CLEMENT ET ASSOCIES

What is the revenue of CLEMENT ET ASSOCIES ?

The revenue of CLEMENT ET ASSOCIES is not publicly disclosed (confidential accounts filed with INPI).

Is CLEMENT ET ASSOCIES profitable?

Profitability information is not publicly available.

Where is the headquarters of CLEMENT ET ASSOCIES ?

The headquarters of CLEMENT ET ASSOCIES is located in NICE (06000), in the department Alpes-Maritimes.

Where to find the tax return of CLEMENT ET ASSOCIES ?

The tax return of CLEMENT ET ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CLEMENT ET ASSOCIES operate?

CLEMENT ET ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.