CLAUDINE PELLERIN ASSURANCE : revenue, balance sheet and financial ratios

CLAUDINE PELLERIN ASSURANCE is a French company founded 37 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LILLE (59800), this company of category PME shows in 2014 a revenue of 942 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CLAUDINE PELLERIN ASSURANCE (SIREN 349099861)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Revenue N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C 941 954 € 785 504 € 758 581 €
Net income 122 021 € 123 362 € 158 603 € 109 139 € 128 311 € 151 621 € 169 491 € 130 702 € 211 587 € 194 615 € 278 804 € 200 066 € 167 607 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C 420 758 € 277 444 € 270 961 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C 29.6% 25.5% 22.1%

Revenue and income statement

In 2024, CLAUDINE PELLERIN ASSURANCE generates positive net income of 122 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2012-2024: 168 k€ -> 122 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

122 021 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.07%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.412%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.5%

Solvency indicators evolution
CLAUDINE PELLERIN ASSURANCE

Sector positioning

Debt ratio
0.07 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Good -8 pts over 3 years

In 2024, the debt ratio of CLAUDINE PELLERIN ASSURANCE (0.07) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
36.41% 2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average

In 2024, the financial autonomy of CLAUDINE PELLERIN ASSURANCE (36.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 146.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

146.878

Liquidity indicators evolution
CLAUDINE PELLERIN ASSURANCE

Sector positioning

Liquidity ratio
146.88 2024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average

In 2024, the liquidity ratio of CLAUDINE PELLERIN ASSURANCE (146.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CLAUDINE PELLERIN ASSURANCE

Positioning of CLAUDINE PELLERIN ASSURANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CLAUDINE PELLERIN ASSURANCE is estimated at 245 587 € (range 116 167€ - 1 121 329€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
116k€ 245k€ 1121k€
245 587 € Range: 116 167€ - 1 121 329€
NAF 5 all-time

Valuation method used

Net Income Multiple
122 021 € × 2.0x = 245 588 €
Range: 116 168€ - 1 121 329€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CLAUDINE PELLERIN ASSURANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CLAUDINE PELLERIN ASSURANCE

What is the revenue of CLAUDINE PELLERIN ASSURANCE ?

The revenue of CLAUDINE PELLERIN ASSURANCE in 2014 is 942 k€.

Is CLAUDINE PELLERIN ASSURANCE profitable?

Yes, CLAUDINE PELLERIN ASSURANCE generated a net profit of 122 k€ in 2024.

Where is the headquarters of CLAUDINE PELLERIN ASSURANCE ?

The headquarters of CLAUDINE PELLERIN ASSURANCE is located in LILLE (59800), in the department Nord.

Where to find the tax return of CLAUDINE PELLERIN ASSURANCE ?

The tax return of CLAUDINE PELLERIN ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CLAUDINE PELLERIN ASSURANCE operate?

CLAUDINE PELLERIN ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.