SIREN : 824996508
CLARDIS is a French company founded 9 years ago, specialized in the sector Supermarchés. Based in BONNY-SUR-LOIRE (45420), this company of category PME shows in 2019 a revenue of 6.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 |
|---|---|---|---|
| Revenue | 6 778 398 € | 6 753 956 € | N/C |
| Net income | -11 260 € | 12 417 € | 88 € |
| EBITDA | 132 397 € | 44 896 € | N/C |
| Net margin | -0.2% | 0.2% | N/C |
In 2019, CLARDIS achieves revenue of 6.8 M€. Revenue is growing positively over 3 years (CAGR: +0.4%). Vs 2018: +0%. After deducting consumption (5.6 M€), gross margin stands at 1.2 M€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 132 k€, representing 2.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -11 k€ (-0.2% of revenue), which will impact equity.
6 778 398 €
1 202 013 €
132 397 €
17 524 €
-11 260 €
2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 669%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 13.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
669.071%
9.182%
1.786%
13.868
83.7%
In 2019, the debt ratio of CLARDIS (669.07) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2019, the financial autonomy of CLARDIS (9.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of CLARDIS (13.87) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 98.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.0x. Operating income very largely covers interest expenses: high safety margin.
98.386
25.028
In 2019, the liquidity ratio of CLARDIS (98.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of CLARDIS (25.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 34 days of the operating cycle (retail model). Inventory turnover is 17 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 523 k€ to permanently finance.
523 360 €
1 j
35 j
17 j
28 j
Based on 312 transactions of similar company sales in 2019, the value of CLARDIS is estimated at 955 389 € (range 465 323€ - 1 623 801€). With an EBITDA of 132 397€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 312 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CLARDIS with other companies in the same sector:
The revenue of CLARDIS in 2019 is 6.8 M€.
CLARDIS recorded a net loss in 2019.
The headquarters of CLARDIS is located in BONNY-SUR-LOIRE (45420), in the department Loiret.
The tax return of CLARDIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CLARDIS operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.