CITYA BELVIA CHALON SUR SAONE : revenue, balance sheet and financial ratios

CITYA BELVIA CHALON SUR SAONE is a French company founded 10 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in CHALON-SUR-SAONE (71100), this company of category ETI shows in 2024 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CITYA BELVIA CHALON SUR SAONE (SIREN 812500296)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 389 859 € 1 557 530 € 1 392 020 € 1 271 725 € 1 383 574 € 1 370 780 € 1 342 640 € 1 256 654 € 1 295 786 €
Net income 70 239 € 76 256 € 64 461 € 113 070 € 188 765 € 114 136 € 195 036 € 93 478 € 161 407 €
EBITDA 111 681 € 138 280 € 108 417 € 166 707 € 270 215 € 174 546 € 241 930 € 185 144 € 281 932 €
Net margin 5.1% 4.9% 4.6% 8.9% 13.6% 8.3% 14.5% 7.4% 12.5%

Revenue and income statement

In 2024, CITYA BELVIA CHALON SUR SAONE achieves revenue of 1.4 M€. Revenue is growing positively over 9 years (CAGR: +0.9%). Significant drop of -11% vs 2023. After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 112 k€, representing 8.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 70 k€, i.e. 5.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 389 859 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 389 859 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

111 681 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

73 245 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

70 239 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

8.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.729%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.325%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.74%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.016

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.6%

Solvency indicators evolution
CITYA BELVIA CHALON SUR SAONE

Sector positioning

Debt ratio
0.73 2024
2022
2023
2024
Q1: 0.0
Med: 9.88
Q3: 66.83
Good

In 2024, the debt ratio of CITYA BELVIA CHALON SUR S... (0.73) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
10.32% 2024
2022
2023
2024
Q1: 3.12%
Med: 14.33%
Q3: 43.68%
Average +9 pts over 3 years

In 2024, the financial autonomy of CITYA BELVIA CHALON SUR S... (10.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.02 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Good

In 2024, the repayment capacity of CITYA BELVIA CHALON SUR S... (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 100.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

100.767

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.334

Liquidity indicators evolution
CITYA BELVIA CHALON SUR SAONE

Sector positioning

Liquidity ratio
100.77 2024
2022
2023
2024
Q1: 100.01
Med: 116.56
Q3: 409.44
Average

In 2024, the liquidity ratio of CITYA BELVIA CHALON SUR S... (100.77) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.33x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.69x
Good

In 2024, the interest coverage of CITYA BELVIA CHALON SUR S... (1.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). WCR is negative (-210 days): operations structurally generate cash. Over 2016-2024, WCR increased by +34%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-810 816 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

35 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-210 j

WCR and payment terms evolution
CITYA BELVIA CHALON SUR SAONE

Positioning of CITYA BELVIA CHALON SUR SAONE in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of CITYA BELVIA CHALON SUR SAONE is estimated at 224 387 € (range 90 162€ - 579 531€). With an EBITDA of 111 681€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
90k€ 224k€ 579k€
224 387 € Range: 90 162€ - 579 531€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
111 681 € × 1.3x
Estimation 148 119 €
51 537€ - 446 894€
Revenue Multiple 30%
1 389 859 € × 0.29x
Estimation 396 603 €
191 164€ - 865 233€
Net Income Multiple 20%
70 239 € × 2.2x
Estimation 156 735 €
35 224€ - 482 572€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare CITYA BELVIA CHALON SUR SAONE with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about CITYA BELVIA CHALON SUR SAONE

What is the revenue of CITYA BELVIA CHALON SUR SAONE ?

The revenue of CITYA BELVIA CHALON SUR SAONE in 2024 is 1.4 M€.

Is CITYA BELVIA CHALON SUR SAONE profitable?

Yes, CITYA BELVIA CHALON SUR SAONE generated a net profit of 70 k€ in 2024.

Where is the headquarters of CITYA BELVIA CHALON SUR SAONE ?

The headquarters of CITYA BELVIA CHALON SUR SAONE is located in CHALON-SUR-SAONE (71100), in the department Saone-et-Loire.

Where to find the tax return of CITYA BELVIA CHALON SUR SAONE ?

The tax return of CITYA BELVIA CHALON SUR SAONE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CITYA BELVIA CHALON SUR SAONE operate?

CITYA BELVIA CHALON SUR SAONE operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.