SIREN : 394357438
CIF PROMOTION is a French company founded 32 years ago, specialized in the sector Promotion immobilière de logements. Based in NANTES (44000), this company of category PME shows in 2024 a revenue of 12.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 529 768 € | 3 879 139 € | 1 941 156 € | 5 436 746 € | 6 799 466 € | 6 923 122 € | 191 438 € | 1 689 834 € | 3 394 319 € |
| Net income | 301 764 € | 134 588 € | -251 679 € | 9 616 € | -75 184 € | 194 726 € | 8 944 € | -55 033 € | 17 549 € |
| EBITDA | 505 542 € | 89 030 € | -160 227 € | -12 254 € | -84 537 € | 87 490 € | -175 812 € | -87 295 € | -89 760 € |
| Net margin | 2.4% | 3.5% | -13.0% | 0.2% | -1.1% | 2.8% | 4.7% | -3.3% | 0.5% |
In 2024, CIF PROMOTION achieves revenue of 12.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +17.7%. Vs 2023, growth of +223% (3.9 M€ -> 12.5 M€). After deducting consumption (6.0 M€), gross margin stands at 6.5 M€, i.e. a rate of 52%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 506 k€, representing 4.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 302 k€, i.e. 2.4% of revenue. This profit can be retained or distributed to shareholders.
12 529 768 €
6 508 545 €
505 542 €
249 052 €
301 764 €
4.0%
The debt ratio (= Financial debt / Equity x 100) stands at 109%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 5.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
109.3%
18.858%
5.365%
3.483
In 2024, the debt ratio of CIF PROMOTION (109.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CIF PROMOTION (18.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CIF PROMOTION (3.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 479.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.8x. Operating income very largely covers interest expenses: high safety margin.
479.735
16.781
In 2024, the liquidity ratio of CIF PROMOTION (479.74) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of CIF PROMOTION (16.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 148 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. The gap of 80 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 290 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 257 days of revenue, i.e. 8.9 M€ to permanently finance. Over 2016-2024, WCR increased by +130%, requiring additional financing.
8 930 216 €
148 j
68 j
290 j
257 j
Based on 80 transactions of similar company sales
(all years),
the value of CIF PROMOTION is estimated at
1 446 963 €
(range 526 907€ - 3 747 712€).
With an EBITDA of 505 542€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CIF PROMOTION with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of CIF PROMOTION in 2024 is 12.5 M€.
Yes, CIF PROMOTION generated a net profit of 302 k€ in 2024.
The headquarters of CIF PROMOTION is located in NANTES (44000), in the department Loire-Atlantique.
The tax return of CIF PROMOTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CIF PROMOTION operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.