SIREN : 434009767
CHUBB EMEA is a French company founded 25 years ago, specialized in the sector Services administratifs combinés de bureau. Based in CERGY (95800), this company of category ETI shows in 2024 a revenue of 2.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 324 954 € | 2 845 995 € | 3 418 159 € | 3 394 888 € | 5 429 475 € | 4 861 054 € | 5 689 925 € | 4 446 788 € | 6 769 835 € |
| Net income | 133 220 € | 19 793 € | 133 195 € | 369 819 € | 247 977 € | -76 132 € | 145 552 € | 208 073 € | 116 826 € |
| EBITDA | -273 741 € | 233 083 € | 12 925 € | -1 341 737 € | 1 335 236 € | 396 807 € | -137 956 € | 125 225 € | 681 327 € |
| Net margin | 5.7% | 0.7% | 3.9% | 10.9% | 4.6% | -1.6% | 2.6% | 4.7% | 1.7% |
In 2024, CHUBB EMEA achieves revenue of 2.3 M€. Revenue is declining over the period 2016-2024 (CAGR: -12.5%). Significant drop of -18% vs 2023. After deducting consumption (0 €), gross margin stands at 2.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -274 k€, representing -11.8% of revenue. Warning negative scissor effect: despite revenue change (-18%), EBITDA varies by -217%, reducing margin by 20.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 133 k€, i.e. 5.7% of revenue. This profit can be retained or distributed to shareholders.
2 324 954 €
2 324 954 €
-273 741 €
-180 494 €
133 220 €
-11.8%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
4.899%
23.719%
1.9%
0.629
13.4%
In 2024, the debt ratio of CHUBB EMEA (4.90) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CHUBB EMEA (23.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CHUBB EMEA (0.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 186.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
186.417
-0.445
In 2024, the liquidity ratio of CHUBB EMEA (186.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CHUBB EMEA (-0.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 154 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 267 days. Excellent situation: suppliers finance 113 days of the operating cycle (retail model). Overall, WCR represents 203 days of revenue, i.e. 1.3 M€ to permanently finance. Notable WCR improvement over the period (-67%), freeing up cash.
1 309 740 €
154 j
267 j
0 j
203 j
Based on 173 transactions of similar company sales (all years), the value of CHUBB EMEA is estimated at 724 023 € (range 290 396€ - 1 719 143€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHUBB EMEA with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of CHUBB EMEA in 2024 is 2.3 M€.
Yes, CHUBB EMEA generated a net profit of 133 k€ in 2024.
The headquarters of CHUBB EMEA is located in CERGY (95800), in the department Val-d'Oise.
The tax return of CHUBB EMEA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHUBB EMEA operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.