CHOLET DUPONT OUDART PATRIMOINE : revenue, balance sheet and financial ratios

CHOLET DUPONT OUDART PATRIMOINE is a French company founded 33 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category ETI shows in 2024 a revenue of 2.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CHOLET DUPONT OUDART PATRIMOINE (SIREN 390898476)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 2 838 764 € 2 879 622 € 1 466 357 € 1 355 101 € 763 844 € 1 120 899 € 818 575 € 795 528 € 724 494 €
Net income 2 003 444 € 1 834 859 € 1 055 531 € 896 508 € 476 401 € 730 981 € 481 539 € 480 194 € 423 333 €
EBITDA 2 682 852 € 2 432 558 € 1 377 262 € 1 224 983 € 675 791 € 1 026 432 € 735 808 € 715 291 € 634 526 €
Net margin 70.6% 63.7% 72.0% 66.2% 62.4% 65.2% 58.8% 60.4% 58.4%

Revenue and income statement

In 2024, CHOLET DUPONT OUDART PATRIMOINE achieves revenue of 2.8 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.6%. Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 2.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.7 M€, representing 94.5% of revenue. Positive scissor effect: EBITDA margin improves by +10.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.0 M€, i.e. 70.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 838 764 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 838 764 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 682 852 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 682 857 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 003 444 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

94.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 71.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.66%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

93.467%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

71.314%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.028

Solvency indicators evolution
CHOLET DUPONT OUDART PATRIMOINE

Sector positioning

Debt ratio
0.66 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.43
Good

In 2024, the debt ratio of CHOLET DUPONT OUDART PATR... (0.66) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
93.47% 2024
2022
2023
2024
Q1: 12.99%
Med: 47.62%
Q3: 76.27%
Excellent

In 2024, the financial autonomy of CHOLET DUPONT OUDART PATR... (93.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.03 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.72 years
Good

In 2024, the repayment capacity of CHOLET DUPONT OUDART PATR... (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 7312.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

7312.527

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
CHOLET DUPONT OUDART PATRIMOINE

Sector positioning

Liquidity ratio
7312.53 2024
2022
2023
2024
Q1: 123.97
Med: 243.45
Q3: 572.29
Excellent

In 2024, the liquidity ratio of CHOLET DUPONT OUDART PATR... (7312.53) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.22x
Average

In 2024, the interest coverage of CHOLET DUPONT OUDART PATR... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 26 days. Overall, WCR represents 76 days of revenue, i.e. 600 k€ to permanently finance. Over 2016-2024, WCR increased by +274%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

600 285 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

27 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

76 j

WCR and payment terms evolution
CHOLET DUPONT OUDART PATRIMOINE

Positioning of CHOLET DUPONT OUDART PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CHOLET DUPONT OUDART PATRIMOINE is estimated at 3 267 121 € (range 1 034 249€ - 13 527 615€). With an EBITDA of 2 682 852€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
1034k€ 3267k€ 13527k€
3 267 121 € Range: 1 034 249€ - 13 527 615€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 682 852 € × 1.2x
Estimation 3 248 005 €
838 927€ - 16 578 755€
Revenue Multiple 30%
2 838 764 € × 0.98x
Estimation 2 788 882 €
777 727€ - 5 186 837€
Net Income Multiple 20%
2 003 444 € × 2.0x
Estimation 4 032 270 €
1 907 342€ - 18 410 933€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CHOLET DUPONT OUDART PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CHOLET DUPONT OUDART PATRIMOINE

What is the revenue of CHOLET DUPONT OUDART PATRIMOINE ?

The revenue of CHOLET DUPONT OUDART PATRIMOINE in 2024 is 2.8 M€.

Is CHOLET DUPONT OUDART PATRIMOINE profitable?

Yes, CHOLET DUPONT OUDART PATRIMOINE generated a net profit of 2.0 M€ in 2024.

Where is the headquarters of CHOLET DUPONT OUDART PATRIMOINE ?

The headquarters of CHOLET DUPONT OUDART PATRIMOINE is located in PARIS (75008), in the department Paris.

Where to find the tax return of CHOLET DUPONT OUDART PATRIMOINE ?

The tax return of CHOLET DUPONT OUDART PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CHOLET DUPONT OUDART PATRIMOINE operate?

CHOLET DUPONT OUDART PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.