SIREN : 524907714
CHEZ STEPHANIE is a French company founded 15 years ago, specialized in the sector Soins de beauté. Based in L'ISLE-SUR-LA-SORGUE (84800), this company of category PME shows in 2020 a revenue of 13 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 12 975 € | N/C | 89 002 € | 91 627 € |
| Net income | -3 631 € | 16 201 € | 1 345 € | 7 105 € |
| EBITDA | 4 420 € | N/C | 2 226 € | 10 462 € |
| Net margin | -28.0% | N/C | 1.5% | 7.8% |
In 2020, CHEZ STEPHANIE achieves revenue of 13 k€. Revenue is declining over the period 2016-2020 (CAGR: -38.7%). After deducting consumption (311 €), gross margin stands at 13 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 34.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -4 k€ (-28.0% of revenue), which will impact equity.
12 975 €
12 664 €
4 420 €
-2 090 €
-3 631 €
33.0%
The debt ratio (= Financial debt / Equity x 100) stands at 355%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 45.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 21.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
354.513%
21.602%
21.501%
45.728
91.7%
In 2020, the debt ratio of CHEZ STEPHANIE (354.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of CHEZ STEPHANIE (21.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of CHEZ STEPHANIE (45.73) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 79.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 57.5x. Operating income very largely covers interest expenses: high safety margin.
79.878
57.489
In 2020, the liquidity ratio of CHEZ STEPHANIE (79.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of CHEZ STEPHANIE (57.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 70 days of the operating cycle (retail model). WCR is negative (-19 days): operations structurally generate cash. Over 2016-2020, WCR increased by +37%, requiring additional financing.
-673 €
0 j
70 j
0 j
-19 j
Based on 128 transactions of similar company sales in 2020, the value of CHEZ STEPHANIE is estimated at 15 710 € (range 8 123€ - 24 468€). With an EBITDA of 4 420€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.50x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHEZ STEPHANIE with other companies in the same sector:
The revenue of CHEZ STEPHANIE in 2020 is 13 k€.
CHEZ STEPHANIE recorded a net loss in 2020.
The headquarters of CHEZ STEPHANIE is located in L'ISLE-SUR-LA-SORGUE (84800), in the department Vaucluse.
The tax return of CHEZ STEPHANIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHEZ STEPHANIE operates in the sector Soins de beauté (NAF code 96.02B). See the 'Sector positioning' section above to compare the company with its competitors.