SIREN : 840056394
CHARVAZ INVEST is a French company founded 7 years ago, specialized in the sector Services administratifs combinés de bureau. Based in PONT-D'AIN (01160), this company of category PME shows in 2024 a revenue of 148 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 148 109 € | 76 915 € | 189 347 € | 89 628 € | 27 500 € | 40 000 € |
| Net income | 252 099 € | -13 064 € | 51 046 € | -1 339 € | 5 862 € | 8 651 € |
| EBITDA | 33 866 € | 9 425 € | 76 749 € | 6 102 € | 11 091 € | 10 569 € |
| Net margin | 170.2% | -17.0% | 27.0% | -1.5% | 21.3% | 21.6% |
In 2024, CHARVAZ INVEST achieves revenue of 148 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +29.9%. Vs 2023, growth of +93% (77 k€ -> 148 k€). After deducting consumption (31 k€), gross margin stands at 117 k€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 22.9% of revenue. Positive scissor effect: EBITDA margin improves by +10.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 252 k€, i.e. 170.2% of revenue. This profit can be retained or distributed to shareholders.
148 109 €
117 229 €
33 866 €
6 929 €
252 099 €
22.9%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 188.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.732%
2.835%
188.398%
0.0
72.5%
In 2024, the debt ratio of CHARVAZ INVEST (3.73) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CHARVAZ INVEST (2.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CHARVAZ INVEST (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 300.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.9x. Danger: operating income does not cover interest charges, unsustainable situation.
300.822
0.886
In 2024, the liquidity ratio of CHARVAZ INVEST (300.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CHARVAZ INVEST (0.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 101 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 105 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 192 days of revenue, i.e. 79 k€ to permanently finance. Over 2019-2024, WCR increased by +484%, requiring additional financing.
79 135 €
101 j
105 j
0 j
192 j
Based on 173 transactions of similar company sales (all years), the value of CHARVAZ INVEST is estimated at 252 963 € (range 85 414€ - 631 821€). With an EBITDA of 33 866€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHARVAZ INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of CHARVAZ INVEST in 2024 is 148 k€.
Yes, CHARVAZ INVEST generated a net profit of 252 k€ in 2024.
The headquarters of CHARVAZ INVEST is located in PONT-D'AIN (01160), in the department Ain.
The tax return of CHARVAZ INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHARVAZ INVEST operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.