CHARENTE PERIGORD IMMOBILIER : revenue, balance sheet and financial ratios

In 2025, CHARENTE PERIGORD IMMOBILIER achieves revenue of 1.1 M€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +10.4%. Vs 2024, growth of +36% (814 k€ -> 1.1 M€). After deducting consumption (234 k€), gross margin stands at 869 k€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 351 k€, representing 31.8% of revenue. Positive scissor effect: EBITDA margin improves by +23.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -819 k€ (-74.3% of revenue), which will impact equity.

The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 42.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 13.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 730.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 837.0x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 53 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 572 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 639 days of revenue, i.e. 2.0 M€ to permanently finance. Over 2018-2025, WCR increased by +135%, requiring additional financing.

Based on 55 transactions of similar company sales in 2025, the value of CHARENTE PERIGORD IMMOBILIER is estimated at 724 909 € (range 218 195€ - 1 344 818€). With an EBITDA of 351 162€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.