SIREN : 417528031
CHARCO is a French company founded 28 years ago, specialized in the sector Supermarchés. Based in CHARLEVILLE-MEZIERES (08000), this company of category PME shows in 2024 a revenue of 40.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40 448 768 € | 39 078 313 € | 38 288 531 € | 35 899 522 € | 33 998 611 € | 33 762 032 € | 33 062 386 € | 31 518 506 € | N/C |
| Net income | 1 607 381 € | 1 387 627 € | 1 067 989 € | 902 741 € | 1 147 839 € | 1 005 265 € | 661 088 € | 778 718 € | 1 939 580 € |
| EBITDA | 1 958 611 € | 1 811 684 € | 1 376 587 € | 1 250 395 € | 1 778 212 € | 1 451 737 € | 756 425 € | 1 111 506 € | -11 606 € |
| Net margin | 4.0% | 3.6% | 2.8% | 2.5% | 3.4% | 3.0% | 2.0% | 2.5% | N/C |
In 2024, CHARCO achieves revenue of 40.4 M€. Revenue is growing positively over 9 years (CAGR: +3.6%). Vs 2023: +4%. After deducting consumption (32.6 M€), gross margin stands at 7.8 M€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.0 M€, representing 4.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.6 M€, i.e. 4.0% of revenue. This profit can be retained or distributed to shareholders.
40 448 768 €
7 819 635 €
1 958 611 €
2 091 525 €
1 607 381 €
4.8%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
21.548%
61.17%
3.518%
0.849
28.0%
In 2024, the debt ratio of CHARCO (21.55) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CHARCO (61.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CHARCO (0.85) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 295.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
295.323
1.179
In 2024, the liquidity ratio of CHARCO (295.32) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CHARCO (1.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 11 days. Inventory turnover is 19 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 26 days of revenue, i.e. 2.9 M€ to permanently finance.
2 865 391 €
2 j
13 j
19 j
26 j
Based on 551 transactions of similar company sales in 2024, the value of CHARCO is estimated at 9 292 866 € (range 3 975 414€ - 19 215 384€). With an EBITDA of 1 958 611€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHARCO with other companies in the same sector:
The revenue of CHARCO in 2024 is 40.4 M€.
Yes, CHARCO generated a net profit of 1.6 M€ in 2024.
The headquarters of CHARCO is located in CHARLEVILLE-MEZIERES (08000), in the department Ardennes.
The tax return of CHARCO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHARCO operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.