CHAMPENOISE DE GESTION : revenue, balance sheet and financial ratios

CHAMPENOISE DE GESTION is a French company founded 23 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in CHAMPAGNE-AU-MONT-D'OR (69410), this company of category PME shows in 2021 a revenue of 859 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CHAMPENOISE DE GESTION (SIREN 444208458)
Indicator 2021 2020 2018 2017 2016
Revenue 858 814 € 758 042 € N/C 721 468 € 718 326 €
Net income 80 807 € 49 266 € 103 267 € 78 817 € -5 147 €
EBITDA 98 588 € 58 169 € N/C 121 119 € -1 511 €
Net margin 9.4% 6.5% N/C 10.9% -0.7%

Revenue and income statement

In 2021, CHAMPENOISE DE GESTION achieves revenue of 859 k€. Revenue is growing positively over 5 years (CAGR: +3.6%). Vs 2020, growth of +13% (758 k€ -> 859 k€). After deducting consumption (7 k€), gross margin stands at 852 k€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 99 k€, representing 11.5% of revenue. Positive scissor effect: EBITDA margin improves by +3.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 81 k€, i.e. 9.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

858 814 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

851 899 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

98 588 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

112 327 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

80 807 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.452%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

14.284%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

8.281%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.012

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

46.3%

Solvency indicators evolution
CHAMPENOISE DE GESTION

Sector positioning

Debt ratio
0.45 2021
2018
2020
2021
Q1: 0.0
Med: 10.87
Q3: 80.51
Good -19 pts over 3 years

In 2021, the debt ratio of CHAMPENOISE DE GESTION (0.45) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
14.28% 2021
2018
2020
2021
Q1: 3.76%
Med: 15.9%
Q3: 47.5%
Average -7 pts over 3 years

In 2021, the financial autonomy of CHAMPENOISE DE GESTION (14.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.01 years 2021
2020
2021
Q1: 0.0 years
Med: 0.12 years
Q3: 3.58 years
Good

In 2021, the repayment capacity of CHAMPENOISE DE GESTION (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 110.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

110.105

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.164

Liquidity indicators evolution
CHAMPENOISE DE GESTION

Sector positioning

Liquidity ratio
110.11 2021
2018
2020
2021
Q1: 101.64
Med: 121.16
Q3: 392.63
Average -14 pts over 3 years

In 2021, the liquidity ratio of CHAMPENOISE DE GESTION (110.11) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.16x 2021
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 3.57x
Good -6 pts over 2 years

In 2021, the interest coverage of CHAMPENOISE DE GESTION (1.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 69 days. Favorable situation: supplier credit is longer than customer credit by 24 days. WCR is negative (-324 days): operations structurally generate cash. Notable WCR improvement over the period (-134%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-772 546 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

45 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

69 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-324 j

WCR and payment terms evolution
CHAMPENOISE DE GESTION

Positioning of CHAMPENOISE DE GESTION in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 58 transactions of similar company sales in 2021, the value of CHAMPENOISE DE GESTION is estimated at 505 959 € (range 120 121€ - 685 290€). With an EBITDA of 98 588€, the sector multiple of 0.6x is applied. The price/revenue ratio is 1.47x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
58 tx
120k€ 505k€ 685k€
505 959 € Range: 120 121€ - 685 290€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
98 588 € × 0.6x
Estimation 62 157 €
38 752€ - 120 709€
Revenue Multiple 30%
858 814 € × 1.47x
Estimation 1 265 354 €
232 999€ - 1 394 562€
Net Income Multiple 20%
80 807 € × 5.9x
Estimation 476 376 €
154 232€ - 1 032 839€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare CHAMPENOISE DE GESTION with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about CHAMPENOISE DE GESTION

What is the revenue of CHAMPENOISE DE GESTION ?

The revenue of CHAMPENOISE DE GESTION in 2021 is 859 k€.

Is CHAMPENOISE DE GESTION profitable?

Yes, CHAMPENOISE DE GESTION generated a net profit of 81 k€ in 2021.

Where is the headquarters of CHAMPENOISE DE GESTION ?

The headquarters of CHAMPENOISE DE GESTION is located in CHAMPAGNE-AU-MONT-D'OR (69410), in the department Rhone.

Where to find the tax return of CHAMPENOISE DE GESTION ?

The tax return of CHAMPENOISE DE GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CHAMPENOISE DE GESTION operate?

CHAMPENOISE DE GESTION operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.