CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS : revenue, balance sheet and financial ratios

CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS is a French company founded 28 years ago, specialized in the sector Formation continue d'adultes. Based in PARIS (75017), this company of category PME shows in 2020 a revenue of 920 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS (SIREN 414698985)
Indicator 2020 2019 2018 2017 2016
Revenue 920 147 € 894 430 € 670 651 € 465 943 € 413 450 €
Net income 368 050 € 165 815 € 57 852 € 103 305 € 71 310 €
EBITDA 529 493 € 222 991 € 73 058 € 142 948 € 73 031 €
Net margin 40.0% 18.5% 8.6% 22.2% 17.2%

Revenue and income statement

In 2020, CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS achieves revenue of 920 k€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +22.1%. Vs 2019: +3%. After deducting consumption (4 k€), gross margin stands at 916 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 529 k€, representing 57.5% of revenue. Positive scissor effect: EBITDA margin improves by +32.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 368 k€, i.e. 40.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

920 147 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

916 180 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

529 493 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

512 380 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

368 050 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

57.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 41.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

36.081%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

66.018%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

41.814%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.758

Solvency indicators evolution
CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS

Sector positioning

Debt ratio
36.08 2020
2018
2019
2020
Q1: 0.0
Med: 6.49
Q3: 71.72
Average +8 pts over 3 years

In 2020, the debt ratio of CHAMBRE NATIONALE DES CON... (36.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
66.02% 2020
2018
2019
2020
Q1: 2.68%
Med: 29.09%
Q3: 57.81%
Excellent

In 2020, the financial autonomy of CHAMBRE NATIONALE DES CON... (66.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.76 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 0.57 years
Average +5 pts over 3 years

In 2020, the repayment capacity of CHAMBRE NATIONALE DES CON... (0.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 979.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

979.306

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.3

Liquidity indicators evolution
CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS

Sector positioning

Liquidity ratio
979.31 2020
2018
2019
2020
Q1: 131.48
Med: 226.89
Q3: 416.68
Excellent

In 2020, the liquidity ratio of CHAMBRE NATIONALE DES CON... (979.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.3x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 0.19x
Excellent +50 pts over 3 years

In 2020, the interest coverage of CHAMBRE NATIONALE DES CON... (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 147 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 52 days. The gap of 95 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 252 days of revenue, i.e. 643 k€ to permanently finance. Over 2016-2020, WCR increased by +271%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

643 468 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

147 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

52 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

252 j

WCR and payment terms evolution
CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS

Positioning of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS in its sector

Comparison with sector Formation continue d'adultes

Valuation estimate

Based on 134 transactions of similar company sales (all years), the value of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS is estimated at 888 873 € (range 321 579€ - 2 855 003€). With an EBITDA of 529 493€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
134 transactions
321k€ 888k€ 2855k€
888 873 € Range: 321 579€ - 2 855 003€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
529 493 € × 2.2x
Estimation 1 148 030 €
416 009€ - 2 985 864€
Revenue Multiple 30%
920 147 € × 0.36x
Estimation 328 896 €
109 732€ - 643 054€
Net Income Multiple 20%
368 050 € × 2.9x
Estimation 1 080 947 €
403 279€ - 5 845 775€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 134 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Formation continue d'adultes)

Compare CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS with other companies in the same sector:

Voir toutes les statistiques du secteur Formation continue d'adultes

Frequently asked questions about CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS

What is the revenue of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS ?

The revenue of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS in 2020 is 920 k€.

Is CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS profitable?

Yes, CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS generated a net profit of 368 k€ in 2020.

Where is the headquarters of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS ?

The headquarters of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS is located in PARIS (75017), in the department Paris.

Where to find the tax return of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS ?

The tax return of CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS operate?

CHAMBRE NATIONALE DES CONSEILS EN GESTION DE PATRIMOINE CNCGP - FORMATIONS operates in the sector Formation continue d'adultes (NAF code 85.59A). See the 'Sector positioning' section above to compare the company with its competitors.