SIREN : 752700500
CHAMBARD - LOUBIERE is a French company founded 13 years ago, specialized in the sector Travaux de couverture par éléments. Based in VIODOS-ABENSE-DE-BAS (64130), this company of category PME shows in 2020 a revenue of 195 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2017 |
|---|---|---|
| Revenue | 194 677 € | 149 237 € |
| Net income | 672 € | 17 827 € |
| EBITDA | 37 153 € | 25 623 € |
| Net margin | 0.3% | 11.9% |
In 2020, CHAMBARD - LOUBIERE achieves revenue of 195 k€. Vs 2017, growth of +30% (149 k€ -> 195 k€). After deducting consumption (60 k€), gross margin stands at 135 k€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 37 k€, representing 19.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 672 €, i.e. 0.3% of revenue. This profit can be retained or distributed to shareholders.
194 677 €
135 011 €
37 153 €
2 877 €
672 €
18.9%
The debt ratio (= Financial debt / Equity x 100) stands at 166%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 18.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
165.781%
31.391%
17.984%
3.444
66.7%
In 2020, the debt ratio of CHAMBARD - LOUBIERE (165.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of CHAMBARD - LOUBIERE (31.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of CHAMBARD - LOUBIERE (3.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 212.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.3x. Operating income very largely covers interest expenses: high safety margin.
212.445
5.294
In 2020, the liquidity ratio of CHAMBARD - LOUBIERE (212.44) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of CHAMBARD - LOUBIERE (5.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 59 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The gap of 33 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 39 days of revenue, i.e. 21 k€ to permanently finance.
21 157 €
59 j
26 j
9 j
39 j
Based on 113 transactions of similar company sales (all years), the value of CHAMBARD - LOUBIERE is estimated at 51 211 € (range 23 322€ - 82 522€). With an EBITDA of 37 153€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHAMBARD - LOUBIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de couverture par éléments
The revenue of CHAMBARD - LOUBIERE in 2020 is 195 k€.
Yes, CHAMBARD - LOUBIERE generated a net profit of 672€ in 2020.
The headquarters of CHAMBARD - LOUBIERE is located in VIODOS-ABENSE-DE-BAS (64130), in the department Pyrenees-Atlantiques.
The tax return of CHAMBARD - LOUBIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHAMBARD - LOUBIERE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.