CHALLENGE & CO : revenue, balance sheet and financial ratios

CHALLENGE & CO is a French company founded 22 years ago, specialized in the sector Autres activités de soutien aux entreprises n.c.a.. Based in SAINT-ANDRE-DES-EAUX (44117), this company of category PME shows in 2023 a revenue of 5.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CHALLENGE & CO (SIREN 451951149)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 5 365 586 € 6 445 077 € N/C 3 872 870 € 4 652 480 € 4 606 568 € 4 324 910 € N/C
Net income -23 855 € 1 539 € 37 063 € 94 045 € -31 247 € 134 388 € 82 539 € 63 556 € -11 334 €
EBITDA N/C -7 009 € 46 552 € N/C -84 651 € 172 528 € 76 087 € 99 189 € N/C
Net margin N/C 0.0% 0.6% N/C -0.8% 2.9% 1.8% 1.5% N/C

Revenue and income statement

In 2024, CHALLENGE & CO records a net loss of 24 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-23 855 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.743%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.636%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.0%

Solvency indicators evolution
CHALLENGE & CO

Sector positioning

Debt ratio
0.74 2024
2022
2023
2024
Q1: 0.0
Med: 5.61
Q3: 47.03
Good

In 2024, the debt ratio of CHALLENGE & CO (0.74) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
26.64% 2024
2022
2023
2024
Q1: 6.21%
Med: 32.46%
Q3: 67.88%
Average -11 pts over 3 years

In 2024, the financial autonomy of CHALLENGE & CO (26.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.23 years 2023
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.3 years
Excellent -26 pts over 2 years

In 2023, the repayment capacity of CHALLENGE & CO (-0.23) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 132.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

132.976

Liquidity indicators evolution
CHALLENGE & CO

Sector positioning

Liquidity ratio
132.98 2024
2022
2023
2024
Q1: 120.11
Med: 218.14
Q3: 571.7
Average -9 pts over 3 years

In 2024, the liquidity ratio of CHALLENGE & CO (132.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-164.12x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.32x
Average -50 pts over 2 years

In 2023, the interest coverage of CHALLENGE & CO (-164.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CHALLENGE & CO

Positioning of CHALLENGE & CO in its sector

Comparison with sector Autres activités de soutien aux entreprises n.c.a.

Similar companies (Autres activités de soutien aux entreprises n.c.a.)

Compare CHALLENGE & CO with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités de soutien aux entreprises n.c.a.

Frequently asked questions about CHALLENGE & CO

What is the revenue of CHALLENGE & CO ?

The revenue of CHALLENGE & CO in 2023 is 5.4 M€.

Is CHALLENGE & CO profitable?

CHALLENGE & CO recorded a net loss in 2024.

Where is the headquarters of CHALLENGE & CO ?

The headquarters of CHALLENGE & CO is located in SAINT-ANDRE-DES-EAUX (44117), in the department Loire-Atlantique.

Where to find the tax return of CHALLENGE & CO ?

The tax return of CHALLENGE & CO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CHALLENGE & CO operate?

CHALLENGE & CO operates in the sector Autres activités de soutien aux entreprises n.c.a. (NAF code 82.99Z). See the 'Sector positioning' section above to compare the company with its competitors.