SIREN : 798682530
CGP & ASSOCIES is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category PME shows in 2019 a revenue of 183 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 |
|---|---|---|
| Revenue | 183 397 € | 310 451 € |
| Net income | -21 769 € | 28 142 € |
| EBITDA | -38 268 € | 19 496 € |
| Net margin | -11.9% | 9.1% |
In 2019, CGP & ASSOCIES achieves revenue of 183 k€. Significant drop of -41% vs 2018. After deducting consumption (0 €), gross margin stands at 183 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -38 k€, representing -20.9% of revenue. Warning negative scissor effect: despite revenue change (-41%), EBITDA varies by -296%, reducing margin by 27.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -22 k€ (-11.9% of revenue), which will impact equity.
183 397 €
183 397 €
-38 268 €
-34 765 €
-21 769 €
-20.9%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
6.992%
73.183%
-14.479%
-0.385
47.3%
In 2019, the debt ratio of CGP & ASSOCIES (6.99) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of CGP & ASSOCIES (73.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of CGP & ASSOCIES (-0.39) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 370.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
370.088
0.0
In 2019, the liquidity ratio of CGP & ASSOCIES (370.09) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of CGP & ASSOCIES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The company must finance 15 days of gap between collections and payments. Overall, WCR represents 109 days of revenue, i.e. 56 k€ to permanently finance.
55 615 €
45 j
30 j
0 j
109 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 90 845€ to 337 488€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CGP & ASSOCIES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CGP & ASSOCIES in 2019 is 183 k€.
CGP & ASSOCIES recorded a net loss in 2019.
The headquarters of CGP & ASSOCIES is located in PARIS (75016), in the department Paris.
The tax return of CGP & ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CGP & ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.