C.F.T. COMPAGNIE FINANCIERE THIVENT : revenue, balance sheet and financial ratios

C.F.T. COMPAGNIE FINANCIERE THIVENT is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in LA CHAPELLE-SOUS-DUN (71800), this company of category ETI shows in 2024 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - C.F.T. COMPAGNIE FINANCIERE THIVENT (SIREN 502457443)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 30 000 € 18 300 € 14 400 € 14 400 € 14 400 € 14 400 € 14 400 € 14 400 € 14 400 €
Net income 757 609 € 603 441 € 472 601 € 412 368 € 630 021 € 339 734 € 807 283 € 723 683 € 174 789 €
EBITDA -323 € 6 089 € 4 218 € -1 020 € -773 € -16 505 € 10 139 € 7 264 € -2 825 €
Net margin 2525.4% 3297.5% 3282.0% 2863.7% 4375.1% 2359.3% 5606.1% 5025.6% 1213.8%

Revenue and income statement

In 2024, C.F.T. COMPAGNIE FINANCIERE THIVENT achieves revenue of 30 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.6%. Vs 2023, growth of +64% (18 k€ -> 30 k€). After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -323 €, representing -1.1% of revenue. Warning negative scissor effect: despite revenue change (+64%), EBITDA varies by -105%, reducing margin by 34.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 758 k€, i.e. 2525.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

30 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

30 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-323 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 126 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

757 609 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2525.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3.282%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

96.675%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2525.363%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.298

Solvency indicators evolution
C.F.T. COMPAGNIE FINANCIERE THIVENT

Sector positioning

Debt ratio
3.28 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Good +9 pts over 3 years

In 2024, the debt ratio of C.F.T. COMPAGNIE FINANCIE... (3.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
96.67% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Excellent

In 2024, the financial autonomy of C.F.T. COMPAGNIE FINANCIE... (96.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.3 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average +17 pts over 3 years

In 2024, the repayment capacity of C.F.T. COMPAGNIE FINANCIE... (0.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 20060.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

20060.161

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
C.F.T. COMPAGNIE FINANCIERE THIVENT

Sector positioning

Liquidity ratio
20060.16 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Excellent +18 pts over 3 years

In 2024, the liquidity ratio of C.F.T. COMPAGNIE FINANCIE... (20060.16) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Good

In 2024, the interest coverage of C.F.T. COMPAGNIE FINANCIE... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 90 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. The company must finance 1 days of gap between collections and payments. Overall, WCR represents 11533 days of revenue, i.e. 961 k€ to permanently finance. Over 2016-2024, WCR increased by +127%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

961 072 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

90 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

89 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

11533 j

WCR and payment terms evolution
C.F.T. COMPAGNIE FINANCIERE THIVENT

Positioning of C.F.T. COMPAGNIE FINANCIERE THIVENT in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of C.F.T. COMPAGNIE FINANCIERE THIVENT is estimated at 453 030 € (range 288 768€ - 2 275 868€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
288k€ 453k€ 2275k€
453 030 € Range: 288 768€ - 2 275 868€
NAF 5 année 2024

Valuation detail by method

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Revenue Multiple 30%
30 000 € × 0.59x
Estimation 17 663 €
10 989€ - 20 998€
Net Income Multiple 20%
757 609 € × 1.5x
Estimation 1 106 080 €
705 439€ - 5 658 174€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare C.F.T. COMPAGNIE FINANCIERE THIVENT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about C.F.T. COMPAGNIE FINANCIERE THIVENT

What is the revenue of C.F.T. COMPAGNIE FINANCIERE THIVENT ?

The revenue of C.F.T. COMPAGNIE FINANCIERE THIVENT in 2024 is 30 k€.

Is C.F.T. COMPAGNIE FINANCIERE THIVENT profitable?

Yes, C.F.T. COMPAGNIE FINANCIERE THIVENT generated a net profit of 758 k€ in 2024.

Where is the headquarters of C.F.T. COMPAGNIE FINANCIERE THIVENT ?

The headquarters of C.F.T. COMPAGNIE FINANCIERE THIVENT is located in LA CHAPELLE-SOUS-DUN (71800), in the department Saone-et-Loire.

Where to find the tax return of C.F.T. COMPAGNIE FINANCIERE THIVENT ?

The tax return of C.F.T. COMPAGNIE FINANCIERE THIVENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does C.F.T. COMPAGNIE FINANCIERE THIVENT operate?

C.F.T. COMPAGNIE FINANCIERE THIVENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.