CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS : revenue, balance sheet and financial ratios

CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS is a French company founded 33 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in COLMAR (68000), this company of category PME shows in 2024 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS (SIREN 389382664)
Indicator 2024 2023 2022 2021 2020
Revenue 1 002 421 € N/C N/C 916 295 € 871 937 €
Net income 326 805 € 1 600 872 € 145 107 € 240 885 € 533 746 €
EBITDA 513 395 € N/C N/C 493 186 € 334 969 €
Net margin 32.6% N/C N/C 26.3% 61.2%

Revenue and income statement

In 2024, CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS achieves revenue of 1.0 M€. Revenue is growing positively over 5 years (CAGR: +3.5%). After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 513 k€, representing 51.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 327 k€, i.e. 32.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 002 421 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 002 421 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

513 395 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

459 406 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

326 805 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

51.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 686%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 37.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

686.258%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.56%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

37.829%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

21.651

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

62.1%

Solvency indicators evolution
CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS

Sector positioning

Debt ratio
686.26 2024
2022
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Average

In 2024, the debt ratio of CERTIE CONCEPTS ETUDES RE... (686.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.56% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Good +18 pts over 3 years

In 2024, the financial autonomy of CERTIE CONCEPTS ETUDES RE... (12.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
21.65 years 2024
2024
Q1: -9.06 years
Med: 0.0 years
Q3: 2.45 years
Average

In 2024, the repayment capacity of CERTIE CONCEPTS ETUDES RE... (21.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3673.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 30.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3673.313

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

30.617

Liquidity indicators evolution
CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS

Sector positioning

Liquidity ratio
3673.31 2024
2022
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Excellent +16 pts over 3 years

In 2024, the liquidity ratio of CERTIE CONCEPTS ETUDES RE... (3673.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
30.62x 2024
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Excellent

In 2024, the interest coverage of CERTIE CONCEPTS ETUDES RE... (30.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. The company must finance 10 days of gap between collections and payments. Inventory turnover is 94 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1482 days of revenue, i.e. 4.1 M€ to permanently finance. Over 2020-2024, WCR increased by +4415%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 126 065 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

53 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

43 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

94 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1482 j

WCR and payment terms evolution
CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS

Positioning of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 1 161 150€ to 2 661 877€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
1161k€ 1728k€ 2661k€
1 728 255 € Range: 1 161 150€ - 2 661 877€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS

What is the revenue of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS ?

The revenue of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS in 2024 is 1.0 M€.

Is CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS profitable?

Yes, CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS generated a net profit of 327 k€ in 2024.

Where is the headquarters of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS ?

The headquarters of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS is located in COLMAR (68000), in the department Haut-Rhin.

Where to find the tax return of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS ?

The tax return of CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS operate?

CERTIE CONCEPTS ETUDES REALISATIONS ET TRANSACTIONS IMMOBILIERES EUROPEENS operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.