SIREN : 751237918
CERASIS CONSULTANTS is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in GENTILLY (94250), this company of category PME shows in 2021 a revenue of 247 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 247 000 € | 229 000 € | 200 000 € | 218 500 € | 199 500 € | 128 000 € |
| Net income | 131 046 € | 106 871 € | 95 954 € | 63 879 € | 128 € | 9 681 € |
| EBITDA | 33 080 € | 73 211 € | 75 785 € | 31 822 € | 604 € | 11 931 € |
| Net margin | 53.1% | 46.7% | 48.0% | 29.2% | 0.1% | 7.6% |
In 2021, CERASIS CONSULTANTS achieves revenue of 247 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +14.1%. Vs 2020: +8%. After deducting consumption (0 €), gross margin stands at 247 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 13.4% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -55%, reducing margin by 18.6 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 131 k€, i.e. 53.1% of revenue. This profit can be retained or distributed to shareholders.
247 000 €
247 000 €
33 080 €
34 654 €
131 046 €
13.4%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 52.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.872%
85.63%
52.415%
0.768
87.1%
In 2021, the debt ratio of CERASIS CONSULTANTS (10.87) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of CERASIS CONSULTANTS (85.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of CERASIS CONSULTANTS (0.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 302.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.9x. Financial charges are adequately covered by operations.
302.728
3.851
In 2021, the liquidity ratio of CERASIS CONSULTANTS (302.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of CERASIS CONSULTANTS (3.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 138 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. The company must finance 21 days of gap between collections and payments. Overall, WCR represents 107 days of revenue, i.e. 73 k€ to permanently finance. Over 2016-2021, WCR increased by +585%, requiring additional financing.
73 416 €
138 j
117 j
0 j
107 j
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 57 361€ to 358 438€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CERASIS CONSULTANTS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CERASIS CONSULTANTS in 2021 is 247 k€.
Yes, CERASIS CONSULTANTS generated a net profit of 131 k€ in 2021.
The headquarters of CERASIS CONSULTANTS is located in GENTILLY (94250), in the department Val-de-Marne.
The tax return of CERASIS CONSULTANTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CERASIS CONSULTANTS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.