SIREN : 808439566
CERAME AND CO is a French company founded 11 years ago, specialized in the sector Gestion de fonds. Based in FREJUS (83600), this company of category PME shows in 2024 a revenue of 3.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3 178 100 € | 4 873 916 € | 5 845 108 € | 4 748 566 € | 3 356 595 € | 2 712 512 € | 676 632 € | 247 973 € |
| Net income | 64 894 € | 108 262 € | 442 992 € | 219 289 € | 90 485 € | 72 404 € | 113 462 € | 167 585 € |
| EBITDA | 4 751 € | 150 888 € | 379 598 € | 145 068 € | 99 707 € | 43 945 € | 18 803 € | 18 694 € |
| Net margin | 2.0% | 2.2% | 7.6% | 4.6% | 2.7% | 2.7% | 16.8% | 67.6% |
In 2024, CERAME AND CO achieves revenue of 3.2 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +44.0%. Significant drop of -35% vs 2023. After deducting consumption (2.6 M€), gross margin stands at 568 k€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 0.1% of revenue. Warning negative scissor effect: despite revenue change (-35%), EBITDA varies by -97%, reducing margin by 2.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 2.0% of revenue. This profit can be retained or distributed to shareholders.
3 178 100 €
567 581 €
4 751 €
-31 042 €
64 894 €
0.1%
The debt ratio (= Financial debt / Equity x 100) stands at 102%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
102.471%
42.405%
1.933%
16.819
26.4%
In 2024, the debt ratio of CERAME AND CO (102.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CERAME AND CO (42.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CERAME AND CO (16.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 265.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 226.3x. Operating income very largely covers interest expenses: high safety margin.
265.086
226.31
In 2024, the liquidity ratio of CERAME AND CO (265.09) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CERAME AND CO (226.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. The gap of 35 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 69 days of revenue, i.e. 609 k€ to permanently finance. Over 2017-2024, WCR increased by +986%, requiring additional financing.
608 988 €
43 j
8 j
1 j
69 j
Based on 62 transactions of similar company sales
in 2024,
the value of CERAME AND CO is estimated at
397 564 €
(range 180 956€ - 1 023 838€).
With an EBITDA of 4 751€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CERAME AND CO with other companies in the same sector:
The revenue of CERAME AND CO in 2024 is 3.2 M€.
Yes, CERAME AND CO generated a net profit of 65 k€ in 2024.
The headquarters of CERAME AND CO is located in FREJUS (83600), in the department Var.
The tax return of CERAME AND CO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CERAME AND CO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.