SIREN : 811892058
CERAMA is a French company founded 10 years ago, specialized in the sector Travaux de revêtement des sols et des murs. Based in CARRIERES-SUR-SEINE (78420), this company of category PME shows in 2021 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 4 070 217 € | 4 136 411 € | 2 487 965 € | 2 247 711 € | 1 379 696 € | 987 522 € |
| Net income | 86 307 € | 101 945 € | 124 403 € | 76 053 € | 34 535 € | 26 121 € |
| EBITDA | 131 465 € | 149 041 € | 205 274 € | 130 955 € | 65 524 € | 36 194 € |
| Net margin | 2.1% | 2.5% | 5.0% | 3.4% | 2.5% | 2.6% |
In 2021, CERAMA achieves revenue of 4.1 M€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +32.7%. Slight decline of -2% vs 2020. After deducting consumption (1.7 M€), gross margin stands at 2.4 M€, i.e. a rate of 58%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 131 k€, representing 3.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 86 k€, i.e. 2.1% of revenue. This profit can be retained or distributed to shareholders.
4 070 217 €
2 374 602 €
131 465 €
125 462 €
86 307 €
3.2%
The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
38.463%
23.706%
2.317%
1.302
28.0%
In 2021, the debt ratio of CERAMA (38.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of CERAMA (23.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of CERAMA (1.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 145.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.1x. Operating income very largely covers interest expenses: high safety margin.
145.518
5.14
In 2021, the liquidity ratio of CERAMA (145.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of CERAMA (5.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 65 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. Favorable situation: supplier credit is longer than customer credit by 20 days. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 95 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2021, WCR increased by +686%, requiring additional financing.
1 070 548 €
65 j
85 j
2 j
95 j
Indicative estimate only : the number of comparable transactions in this sector is limited (47 transactions). This range of 201 593€ to 561 907€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 47 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CERAMA with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de revêtement des sols et des murs
The revenue of CERAMA in 2021 is 4.1 M€.
Yes, CERAMA generated a net profit of 86 k€ in 2021.
The headquarters of CERAMA is located in CARRIERES-SUR-SEINE (78420), in the department Yvelines.
The tax return of CERAMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CERAMA operates in the sector Travaux de revêtement des sols et des murs (NAF code 43.33Z). See the 'Sector positioning' section above to compare the company with its competitors.