CENTRE D'ETUDES D'ASSURANCES REUNION : revenue, balance sheet and financial ratios

CENTRE D'ETUDES D'ASSURANCES REUNION is a French company founded 24 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-DENIS (97400), this company of category PME shows in 2019 a revenue of 615 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CENTRE D'ETUDES D'ASSURANCES REUNION (SIREN 439031857)
Indicator 2024 2023 2021 2019 2018 2017 2016
Revenue N/C N/C N/C 614 647 € 481 948 € 240 196 € 222 546 €
Net income 393 243 € 367 492 € 233 718 € 130 344 € 81 065 € 22 224 € 18 219 €
EBITDA N/C N/C N/C 193 313 € 85 152 € 2 530 € 24 370 €
Net margin N/C N/C N/C 21.2% 16.8% 9.3% 8.2%

Revenue and income statement

In 2024, CENTRE D'ETUDES D'ASSURANCES REUNION generates positive net income of 393 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 18 k€ -> 393 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

393 243 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

32.869%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

69.302%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.2%

Solvency indicators evolution
CENTRE D'ETUDES D'ASSURANCES REUNION

Sector positioning

Debt ratio
32.87 2024
2021
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average +41 pts over 3 years

In 2024, the debt ratio of CENTRE D'ETUDES D'ASSURAN... (32.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
69.3% 2024
2021
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Good -6 pts over 3 years

In 2024, the financial autonomy of CENTRE D'ETUDES D'ASSURAN... (69.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 415.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

415.912

Liquidity indicators evolution
CENTRE D'ETUDES D'ASSURANCES REUNION

Sector positioning

Liquidity ratio
415.91 2024
2021
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Good +11 pts over 3 years

In 2024, the liquidity ratio of CENTRE D'ETUDES D'ASSURAN... (415.91) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CENTRE D'ETUDES D'ASSURANCES REUNION

Positioning of CENTRE D'ETUDES D'ASSURANCES REUNION in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CENTRE D'ETUDES D'ASSURANCES REUNION is estimated at 791 468 € (range 374 379€ - 3 613 762€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
374k€ 791k€ 3613k€
791 468 € Range: 374 379€ - 3 613 762€
NAF 5 all-time

Valuation method used

Net Income Multiple
393 243 € × 2.0x = 791 468 €
Range: 374 380€ - 3 613 762€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CENTRE D'ETUDES D'ASSURANCES REUNION with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CENTRE D'ETUDES D'ASSURANCES REUNION

What is the revenue of CENTRE D'ETUDES D'ASSURANCES REUNION ?

The revenue of CENTRE D'ETUDES D'ASSURANCES REUNION in 2019 is 615 k€.

Is CENTRE D'ETUDES D'ASSURANCES REUNION profitable?

Yes, CENTRE D'ETUDES D'ASSURANCES REUNION generated a net profit of 393 k€ in 2024.

Where is the headquarters of CENTRE D'ETUDES D'ASSURANCES REUNION ?

The headquarters of CENTRE D'ETUDES D'ASSURANCES REUNION is located in SAINT-DENIS (97400), in the department La Reunion.

Where to find the tax return of CENTRE D'ETUDES D'ASSURANCES REUNION ?

The tax return of CENTRE D'ETUDES D'ASSURANCES REUNION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CENTRE D'ETUDES D'ASSURANCES REUNION operate?

CENTRE D'ETUDES D'ASSURANCES REUNION operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.