CENTRE D'AFFAIRES LE CONCORDE : revenue, balance sheet and financial ratios

CENTRE D'AFFAIRES LE CONCORDE is a French company founded 8 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in EYBENS (38320), this company of category PME shows in 2020 a revenue of 656 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CENTRE D'AFFAIRES LE CONCORDE (SIREN 830513255)
Indicator 2020 2019 2017
Revenue 655 980 € 660 727 € N/C
Net income 64 594 € 31 619 € -31 €
EBITDA 95 652 € 44 126 € -31 €
Net margin 9.8% 4.8% N/C

Revenue and income statement

In 2020, CENTRE D'AFFAIRES LE CONCORDE achieves revenue of 656 k€. Activity remains stable over the period (CAGR: -0.7%). Slight decline of -1% vs 2019. After deducting consumption (0 €), gross margin stands at 656 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 96 k€, representing 14.6% of revenue. Positive scissor effect: EBITDA margin improves by +7.9 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 9.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

655 980 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

655 980 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

95 652 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

84 527 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

64 594 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.6%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

51.827%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

40.206%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

11.232%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.232

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

71.4%

Solvency indicators evolution
CENTRE D'AFFAIRES LE CONCORDE

Sector positioning

Debt ratio
51.83 2020
2017
2019
2020
Q1: 0.0
Med: 12.54
Q3: 165.29
Average +31 pts over 3 years

In 2020, the debt ratio of CENTRE D'AFFAIRES LE CONC... (51.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
40.21% 2020
2017
2019
2020
Q1: 2.35%
Med: 37.75%
Q3: 80.16%
Good +13 pts over 3 years

In 2020, the financial autonomy of CENTRE D'AFFAIRES LE CONC... (40.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.23 years 2020
2017
2019
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Average +27 pts over 3 years

In 2020, the repayment capacity of CENTRE D'AFFAIRES LE CONC... (1.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 93.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.3x. Financial charges are adequately covered by operations.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

93.448

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.291

Liquidity indicators evolution
CENTRE D'AFFAIRES LE CONCORDE

Sector positioning

Liquidity ratio
93.45 2020
2017
2019
2020
Q1: 79.88
Med: 255.9
Q3: 986.53
Average

In 2020, the liquidity ratio of CENTRE D'AFFAIRES LE CONC... (93.45) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.29x 2020
2017
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 13.38x
Good +29 pts over 3 years

In 2020, the interest coverage of CENTRE D'AFFAIRES LE CONC... (2.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 7 days. WCR is negative (-58 days): operations structurally generate cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-106 413 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

9 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

16 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-58 j

WCR and payment terms evolution
CENTRE D'AFFAIRES LE CONCORDE

Positioning of CENTRE D'AFFAIRES LE CONCORDE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of CENTRE D'AFFAIRES LE CONCORDE is estimated at 486 286 € (range 223 467€ - 828 890€). With an EBITDA of 95 652€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
223k€ 486k€ 828k€
486 286 € Range: 223 467€ - 828 890€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
95 652 € × 6.2x
Estimation 593 153 €
244 391€ - 810 990€
Revenue Multiple 30%
655 980 € × 0.62x
Estimation 407 341 €
252 459€ - 902 415€
Net Income Multiple 20%
64 594 € × 5.2x
Estimation 337 537 €
127 670€ - 763 353€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare CENTRE D'AFFAIRES LE CONCORDE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about CENTRE D'AFFAIRES LE CONCORDE

What is the revenue of CENTRE D'AFFAIRES LE CONCORDE ?

The revenue of CENTRE D'AFFAIRES LE CONCORDE in 2020 is 656 k€.

Is CENTRE D'AFFAIRES LE CONCORDE profitable?

Yes, CENTRE D'AFFAIRES LE CONCORDE generated a net profit of 65 k€ in 2020.

Where is the headquarters of CENTRE D'AFFAIRES LE CONCORDE ?

The headquarters of CENTRE D'AFFAIRES LE CONCORDE is located in EYBENS (38320), in the department Isere.

Where to find the tax return of CENTRE D'AFFAIRES LE CONCORDE ?

The tax return of CENTRE D'AFFAIRES LE CONCORDE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CENTRE D'AFFAIRES LE CONCORDE operate?

CENTRE D'AFFAIRES LE CONCORDE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.