Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CENAC ASSURANCES : revenue, balance sheet and financial ratios

CENAC ASSURANCES is a French company founded 30 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VINCENNES (94300), this company of category PME shows in 2023 a net income positive of 530 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CENAC ASSURANCES (SIREN 404908246)
Indicator 2023
Revenue N/C
Net income 530 102 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2023, CENAC ASSURANCES generates positive net income of 530 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

530 102 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.13%

Solvency indicators evolution
CENAC ASSURANCES

Sector positioning

Debt ratio
0.0 2023
2023
Q1: 0.0
Med: 8.56
Q3: 49.2
Excellent

In 2023, the debt ratio of CENAC ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
36.13% 2023
2023
Q1: 14.07%
Med: 47.29%
Q3: 74.24%
Average

In 2023, the financial autonomy of CENAC ASSURANCES (36.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 138.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

138.088

Liquidity indicators evolution
CENAC ASSURANCES

Sector positioning

Liquidity ratio
138.09 2023
2023
Q1: 123.62
Med: 243.64
Q3: 585.08
Average

In 2023, the liquidity ratio of CENAC ASSURANCES (138.09) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of CENAC ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CENAC ASSURANCES is estimated at 1 066 920 € (range 504 673€ - 4 871 447€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
504k€ 1066k€ 4871k€
1 066 920 € Range: 504 673€ - 4 871 447€
NAF 5 all-time

Valuation method used

Net Income Multiple
530 102 € × 2.0x = 1 066 920 €
Range: 504 674€ - 4 871 447€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CENAC ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CENAC ASSURANCES

What is the revenue of CENAC ASSURANCES ?

The revenue of CENAC ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is CENAC ASSURANCES profitable?

Yes, CENAC ASSURANCES generated a net profit of 530 k€ in 2023.

Where is the headquarters of CENAC ASSURANCES ?

The headquarters of CENAC ASSURANCES is located in VINCENNES (94300), in the department Val-de-Marne.

Where to find the tax return of CENAC ASSURANCES ?

The tax return of CENAC ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CENAC ASSURANCES operate?

CENAC ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.