SIREN : 450228374
CEIBA GESTION is a French company founded 22 years ago, specialized in the sector Agences immobilières. Based in MONTPELLIER (34000), this company of category PME shows in 2024 a revenue of 3.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 718 460 € | 3 240 869 € | 3 018 104 € | 2 426 406 € | 3 020 057 € | 3 247 600 € | 4 055 623 € | 5 012 226 € | 3 591 153 € | 6 532 692 € |
| Net income | 463 878 € | 487 247 € | 204 537 € | 136 579 € | 690 386 € | 858 392 € | 1 282 561 € | 2 484 430 € | 1 110 781 € | 1 254 788 € |
| EBITDA | 377 515 € | 472 911 € | 209 679 € | 140 286 € | 970 574 € | 1 190 393 € | 1 838 956 € | 990 770 € | 985 249 € | 1 901 597 € |
| Net margin | 12.5% | 15.0% | 6.8% | 5.6% | 22.9% | 26.4% | 31.6% | 49.6% | 30.9% | 19.2% |
In 2024, CEIBA GESTION achieves revenue of 3.7 M€. Revenue is declining over the period 2015-2024 (CAGR: -6.1%). Vs 2023, growth of +15% (3.2 M€ -> 3.7 M€). After deducting consumption (0 €), gross margin stands at 3.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 378 k€, representing 10.2% of revenue. Warning negative scissor effect: despite revenue change (+15%), EBITDA varies by -20%, reducing margin by 4.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 464 k€, i.e. 12.5% of revenue. This profit can be retained or distributed to shareholders.
3 718 460 €
3 718 460 €
377 515 €
436 552 €
463 878 €
10.2%
The debt ratio (= Financial debt / Equity x 100) stands at 131%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 11.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
131.342%
36.164%
11.729%
10.252
3.6%
In 2024, the debt ratio of CEIBA GESTION (131.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CEIBA GESTION (36.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CEIBA GESTION (10.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 584.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 64.4x. Operating income very largely covers interest expenses: high safety margin.
584.413
64.409
In 2024, the liquidity ratio of CEIBA GESTION (584.41) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CEIBA GESTION (64.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 79 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 126 days. Excellent situation: suppliers finance 47 days of the operating cycle (retail model). Overall, WCR represents 816 days of revenue, i.e. 8.4 M€ to permanently finance. Over 2015-2024, WCR increased by +320%, requiring additional financing.
8 431 273 €
79 j
126 j
0 j
816 j
Based on 64 transactions of similar company sales
in 2024,
the value of CEIBA GESTION is estimated at
1 419 024 €
(range 624 170€ - 2 475 814€).
With an EBITDA of 377 515€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CEIBA GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of CEIBA GESTION in 2024 is 3.7 M€.
Yes, CEIBA GESTION generated a net profit of 464 k€ in 2024.
The headquarters of CEIBA GESTION is located in MONTPELLIER (34000), in the department Herault.
The tax return of CEIBA GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CEIBA GESTION operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.