CEDRIC GERARD INVESTISSEMENT : revenue, balance sheet and financial ratios

CEDRIC GERARD INVESTISSEMENT is a French company founded 4 years ago, specialized in the sector Services administratifs combinés de bureau. Based in IFS (14123), this company of category PME shows in 2025 a revenue of 600 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CEDRIC GERARD INVESTISSEMENT (SIREN 909325144)
Indicator 2025 2024
Revenue 600 000 € 300 000 €
Net income 118 790 € -125 890 €
EBITDA 584 526 € 288 141 €
Net margin 19.8% -42.0%

Revenue and income statement

In 2025, CEDRIC GERARD INVESTISSEMENT achieves revenue of 600 k€. Vs 2024, growth of +100% (300 k€ -> 600 k€). After deducting consumption (0 €), gross margin stands at 600 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 585 k€, representing 97.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 119 k€, i.e. 19.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

600 000 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

600 000 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

584 526 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

584 524 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

118 790 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

97.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2339%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 100.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 21.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2339.056%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

4.071%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

21.094%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

100.581

Solvency indicators evolution
CEDRIC GERARD INVESTISSEMENT

Sector positioning

Debt ratio
2339.06 2025
2024
2025
Q1: 0.14
Med: 16.34
Q3: 92.69
Watch

In 2025, the debt ratio of CEDRIC GERARD INVESTISSEMENT (2339.06) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
4.07% 2025
2024
2025
Q1: 13.69%
Med: 51.99%
Q3: 85.32%
Average

In 2025, the financial autonomy of CEDRIC GERARD INVESTISSEMENT (4.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
100.58 years 2025
2024
2025
Q1: 0.0 years
Med: 0.34 years
Q3: 3.6 years
Watch +50 pts over 2 years

In 2025, the repayment capacity of CEDRIC GERARD INVESTISSEMENT (100.58) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 502.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 73.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

502.211

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

73.308

Liquidity indicators evolution
CEDRIC GERARD INVESTISSEMENT

Sector positioning

Liquidity ratio
502.21 2025
2024
2025
Q1: 140.28
Med: 507.86
Q3: 2210.32
Average -24 pts over 2 years

In 2025, the liquidity ratio of CEDRIC GERARD INVESTISSEMENT (502.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
73.31x 2025
2024
2025
Q1: -39.6x
Med: 0.0x
Q3: 1.37x
Excellent

In 2025, the interest coverage of CEDRIC GERARD INVESTISSEMENT (73.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 180 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 257 days. Excellent situation: suppliers finance 77 days of the operating cycle (retail model). Overall, WCR represents 155 days of revenue, i.e. 258 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

258 066 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

180 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

257 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

155 j

WCR and payment terms evolution
CEDRIC GERARD INVESTISSEMENT

Positioning of CEDRIC GERARD INVESTISSEMENT in its sector

Comparison with sector Services administratifs combinés de bureau

Valuation estimate

Based on 173 transactions of similar company sales (all years), the value of CEDRIC GERARD INVESTISSEMENT is estimated at 1 157 323 € (range 333 504€ - 2 327 128€). With an EBITDA of 584 526€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
173 transactions
333k€ 1157k€ 2327k€
1 157 323 € Range: 333 504€ - 2 327 128€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
584 526 € × 3.4x
Estimation 2 008 806 €
550 333€ - 3 888 769€
Revenue Multiple 30%
600 000 € × 0.38x
Estimation 230 639 €
96 574€ - 520 963€
Net Income Multiple 20%
118 790 € × 3.5x
Estimation 418 643 €
146 827€ - 1 132 276€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services administratifs combinés de bureau)

Compare CEDRIC GERARD INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Services administratifs combinés de bureau

Frequently asked questions about CEDRIC GERARD INVESTISSEMENT

What is the revenue of CEDRIC GERARD INVESTISSEMENT ?

The revenue of CEDRIC GERARD INVESTISSEMENT in 2025 is 600 k€.

Is CEDRIC GERARD INVESTISSEMENT profitable?

Yes, CEDRIC GERARD INVESTISSEMENT generated a net profit of 119 k€ in 2025.

Where is the headquarters of CEDRIC GERARD INVESTISSEMENT ?

The headquarters of CEDRIC GERARD INVESTISSEMENT is located in IFS (14123), in the department Calvados.

Where to find the tax return of CEDRIC GERARD INVESTISSEMENT ?

The tax return of CEDRIC GERARD INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CEDRIC GERARD INVESTISSEMENT operate?

CEDRIC GERARD INVESTISSEMENT operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.