SIREN : 418476842
CDC FINANCES is a French company founded 28 years ago, specialized in the sector Gestion de fonds. Based in SCIONZIER (74950), this company of category PME shows in 2024 a revenue of 451 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 450 868 € | 146 004 € | 201 552 € | 166 230 € | 296 400 € | 301 745 € | 303 983 € |
| Net income | -56 029 € | 1 325 241 € | -94 689 € | -166 382 € | 2 182 667 € | 48 607 € | 28 498 € |
| EBITDA | -13 898 € | -134 623 € | 10 801 € | -10 203 € | 47 059 € | 69 288 € | 52 883 € |
| Net margin | -12.4% | 907.7% | -47.0% | -100.1% | 736.4% | 16.1% | 9.4% |
In 2024, CDC FINANCES achieves revenue of 451 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Vs 2023, growth of +209% (146 k€ -> 451 k€). After deducting consumption (0 €), gross margin stands at 451 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -14 k€, representing -3.1% of revenue. Positive scissor effect: EBITDA margin improves by +89.1 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -56 k€ (-12.4% of revenue), which will impact equity.
450 868 €
450 868 €
-13 898 €
-6 595 €
-56 029 €
-3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
17.148%
80.961%
-14.091%
-13.337
In 2024, the debt ratio of CDC FINANCES (17.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CDC FINANCES (81.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CDC FINANCES (-13.34) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 447.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
447.936
-337.905
In 2024, the liquidity ratio of CDC FINANCES (447.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CDC FINANCES (-337.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 75 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 508 days. Excellent situation: suppliers finance 433 days of the operating cycle (retail model). Overall, WCR represents 924 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2016-2024, WCR increased by +143%, requiring additional financing.
1 157 103 €
75 j
508 j
0 j
924 j
Based on 62 transactions of similar company sales
in 2024,
the value of CDC FINANCES is estimated at
137 250 €
(range 71 016€ - 382 159€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CDC FINANCES with other companies in the same sector:
The revenue of CDC FINANCES in 2024 is 451 k€.
CDC FINANCES recorded a net loss in 2024.
The headquarters of CDC FINANCES is located in SCIONZIER (74950), in the department Haute-Savoie.
The tax return of CDC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CDC FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.