SIREN : 901810853
CD FINANCES is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in EU (76260), this company of category PME shows in 2023 a revenue of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 |
|---|---|---|
| Revenue | 50 400 € | 707 € |
| Net income | 48 811 € | 8 176 € |
| EBITDA | 45 515 € | -196 € |
| Net margin | 96.8% | 1156.4% |
In 2023, CD FINANCES achieves revenue of 50 k€. Vs 2022, growth of +7029% (707 € -> 50 k€). After deducting consumption (0 €), gross margin stands at 50 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 46 k€, representing 90.3% of revenue. Positive scissor effect: EBITDA margin improves by +118.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 49 k€, i.e. 96.8% of revenue. This profit can be retained or distributed to shareholders.
50 400 €
50 400 €
45 515 €
45 514 €
48 811 €
90.3%
The debt ratio (= Financial debt / Equity x 100) stands at 270%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 96.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
270.257%
24.698%
96.847%
3.709
In 2023, the debt ratio of CD FINANCES (270.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of CD FINANCES (24.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of CD FINANCES (3.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 522.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
522.557
0.0
In 2023, the liquidity ratio of CD FINANCES (522.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of CD FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 304 days. The gap of 56 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 681 days of revenue, i.e. 95 k€ to permanently finance.
95 364 €
360 j
304 j
0 j
681 j
Based on 77 transactions of similar company sales
in 2023,
the value of CD FINANCES is estimated at
195 742 €
(range 94 693€ - 303 541€).
With an EBITDA of 45 515€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CD FINANCES with other companies in the same sector:
The revenue of CD FINANCES in 2023 is 50 k€.
Yes, CD FINANCES generated a net profit of 49 k€ in 2023.
The headquarters of CD FINANCES is located in EU (76260), in the department Seine-Maritime.
The tax return of CD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CD FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.