SIREN : 511497596
CD-CONSEILS is a French company founded 17 years ago, specialized in the sector Autres intermédiations monétaires. Based in SAINT-PIERRE (97410), this company of category PME shows in 2019 a revenue of 567 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 |
|---|---|---|
| Revenue | 566 524 € | 636 932 € |
| Net income | 2 201 € | 49 577 € |
| EBITDA | 63 945 € | 100 547 € |
| Net margin | 0.4% | 7.8% |
In 2019, CD-CONSEILS achieves revenue of 567 k€. Significant drop of -11% vs 2018. After deducting consumption (0 €), gross margin stands at 567 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 64 k€, representing 11.3% of revenue. Warning negative scissor effect: despite revenue change (-11%), EBITDA varies by -36%, reducing margin by 4.5 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.4% of revenue. This profit can be retained or distributed to shareholders.
566 524 €
566 524 €
63 945 €
11 610 €
2 201 €
11.3%
The debt ratio (= Financial debt / Equity x 100) stands at 147%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
147.41%
38.547%
9.627%
7.774
77.4%
In 2019, the debt ratio of CD-CONSEILS (147.41) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2019, the financial autonomy of CD-CONSEILS (38.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of CD-CONSEILS (7.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 798.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.4x. Operating income very largely covers interest expenses: high safety margin.
798.385
12.448
In 2019, the liquidity ratio of CD-CONSEILS (798.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of CD-CONSEILS (12.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 106 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The gap of 81 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 131 days of revenue, i.e. 207 k€ to permanently finance.
206 572 €
106 j
25 j
0 j
131 j
Based on 100 transactions of similar company sales in 2019, the value of CD-CONSEILS is estimated at 293 627 € (range 163 855€ - 457 603€). With an EBITDA of 63 945€, the sector multiple of 5.7x is applied. The price/revenue ratio is 0.64x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 100 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CD-CONSEILS with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of CD-CONSEILS in 2019 is 567 k€.
Yes, CD-CONSEILS generated a net profit of 2 k€ in 2019.
The headquarters of CD-CONSEILS is located in SAINT-PIERRE (97410), in the department La Reunion.
The tax return of CD-CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CD-CONSEILS operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.