SIREN : 509037149
CCRM FINANCES is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in SPAY (72700), this company of category PME shows in 2020 a revenue of 185 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | 184 564 € | 166 104 € | 188 691 € | 219 236 € |
| Net income | 129 021 € | -7 141 € | 155 061 € | -18 305 € | 20 553 € | 884 864 € | 176 294 € | 290 257 € | 52 429 € |
| EBITDA | -21 775 € | -30 780 € | -68 476 € | -68 265 € | -59 428 € | -33 711 € | -5 921 € | -2 441 € | 617 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | 479.4% | 106.1% | 153.8% | 23.9% |
In 2025, CCRM FINANCES generates positive net income of 129 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 52 k€ -> 129 k€.
-21 775 €
-38 970 €
129 021 €
The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
48.228%
60.95%
4.322
20.8%
In 2025, the debt ratio of CCRM FINANCES (48.23) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of CCRM FINANCES (61.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of CCRM FINANCES (4.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 13612.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
13612.335
-194.953
In 2025, the liquidity ratio of CCRM FINANCES (13612.33) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of CCRM FINANCES (-194.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 124 days. Excellent situation: suppliers finance 124 days of the operating cycle (retail model).
0 €
0 j
124 j
0 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 167 514€ to 965 387€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CCRM FINANCES with other companies in the same sector:
The revenue of CCRM FINANCES in 2020 is 185 k€.
Yes, CCRM FINANCES generated a net profit of 129 k€ in 2025.
The headquarters of CCRM FINANCES is located in SPAY (72700), in the department Sarthe.
The tax return of CCRM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CCRM FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.