SIREN : 514537133
CAVIN FINANCES is a French company founded 16 years ago, specialized in the sector Activités des sièges sociaux. Based in POISEUL-LA-VILLE-ET-LAPERRIERE (21450), this company of category PME shows in 2024 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15 000 € | 10 000 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 111 203 € | 111 979 € | 171 386 € | 64 354 € | -4 564 € | -1 036 € | -3 294 € | -3 490 € | -12 567 € |
| EBITDA | 8 379 € | -1 971 € | -5 903 € | -13 057 € | -4 564 € | -1 036 € | -1 570 € | -955 € | -3 069 € |
| Net margin | 741.4% | 1119.8% | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, CAVIN FINANCES achieves revenue of 15 k€. Over the period 2023-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +50.0%. Vs 2023, growth of +50% (10 k€ -> 15 k€). After deducting consumption (0 €), gross margin stands at 15 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 55.9% of revenue. Positive scissor effect: EBITDA margin improves by +75.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 111 k€, i.e. 741.4% of revenue. This profit can be retained or distributed to shareholders.
15 000 €
15 000 €
8 379 €
-6 621 €
111 203 €
55.9%
The debt ratio (= Financial debt / Equity x 100) stands at 64%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 841.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
63.558%
61.129%
841.353%
4.792
In 2024, the debt ratio of CAVIN FINANCES (63.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CAVIN FINANCES (61.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CAVIN FINANCES (4.79) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 99009.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 27.3x. Operating income very largely covers interest expenses: high safety margin.
99009.091
27.259
In 2024, the liquidity ratio of CAVIN FINANCES (99009.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CAVIN FINANCES (27.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 500 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 500 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 6455 days of revenue, i.e. 269 k€ to permanently finance.
268 959 €
500 j
0 j
0 j
6455 j
Based on 103 transactions of similar company sales in 2024, the value of CAVIN FINANCES is estimated at 234 239 € (range 77 046€ - 607 703€). With an EBITDA of 8 379€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAVIN FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of CAVIN FINANCES in 2024 is 15 k€.
Yes, CAVIN FINANCES generated a net profit of 111 k€ in 2024.
The headquarters of CAVIN FINANCES is located in POISEUL-LA-VILLE-ET-LAPERRIERE (21450), in the department Cote-d'Or.
The tax return of CAVIN FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAVIN FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.