SIREN : 830315289
CATHELINEAU FINANCES is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in LA BAZOGE (72650), this company of category PME shows in 2024 a revenue of 247 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 247 000 € | 247 000 € | 350 000 € | 250 000 € | 199 996 € | 199 996 € | 135 996 € | 26 667 € |
| Net income | 282 810 € | 76 563 € | 98 699 € | 217 009 € | 541 € | 97 636 € | 148 169 € | 138 383 € |
| EBITDA | -14 849 € | -19 064 € | 74 557 € | 33 463 € | 2 886 € | -115 € | -66 158 € | -56 950 € |
| Net margin | 114.5% | 31.0% | 28.2% | 86.8% | 0.3% | 48.8% | 109.0% | 518.9% |
In 2024, CATHELINEAU FINANCES achieves revenue of 247 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +37.4%. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 247 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -15 k€, representing -6.0% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 283 k€, i.e. 114.5% of revenue. This profit can be retained or distributed to shareholders.
247 000 €
247 000 €
-14 849 €
-11 322 €
282 810 €
-6.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 113.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.532%
99.083%
113.068%
0.028
In 2024, the debt ratio of CATHELINEAU FINANCES (0.53) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CATHELINEAU FINANCES (99.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CATHELINEAU FINANCES (0.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2774.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2774.336
-65.23
In 2024, the liquidity ratio of CATHELINEAU FINANCES (2774.34) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of CATHELINEAU FINANCES (-65.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 13 days. Overall, WCR represents 158 days of revenue, i.e. 109 k€ to permanently finance.
108 682 €
0 j
13 j
0 j
158 j
Based on 62 transactions of similar company sales
in 2024,
the value of CATHELINEAU FINANCES is estimated at
881 242 €
(range 260 741€ - 1 782 075€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CATHELINEAU FINANCES with other companies in the same sector:
The revenue of CATHELINEAU FINANCES in 2024 is 247 k€.
Yes, CATHELINEAU FINANCES generated a net profit of 283 k€ in 2024.
The headquarters of CATHELINEAU FINANCES is located in LA BAZOGE (72650), in the department Sarthe.
The tax return of CATHELINEAU FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CATHELINEAU FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.