SIREN : 917903908
CASH FLO is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in SAINT-SERIES (34400), this company of category PME shows in 2025 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 210 000 € | 150 000 € |
| Net income | 39 725 € | 36 412 € |
| EBITDA | 40 582 € | 43 926 € |
| Net margin | 18.9% | 24.3% |
In 2025, CASH FLO achieves revenue of 210 k€. Vs 2024, growth of +40% (150 k€ -> 210 k€). After deducting consumption (0 €), gross margin stands at 210 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 19.3% of revenue. Warning negative scissor effect: despite revenue change (+40%), EBITDA varies by -8%, reducing margin by 10.0 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 40 k€, i.e. 18.9% of revenue. This profit can be retained or distributed to shareholders.
210 000 €
210 000 €
40 582 €
40 583 €
39 725 €
19.3%
The debt ratio (= Financial debt / Equity x 100) stands at 236%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 18.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
235.834%
26.207%
18.917%
4.498
In 2025, the debt ratio of CASH FLO (235.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of CASH FLO (26.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of CASH FLO (4.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 684.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
684.481
0.315
In 2025, the liquidity ratio of CASH FLO (684.48) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of CASH FLO (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 51 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Overall, WCR represents 86 days of revenue, i.e. 50 k€ to permanently finance.
50 268 €
51 j
51 j
0 j
86 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 24 900€ to 225 664€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CASH FLO with other companies in the same sector:
The revenue of CASH FLO in 2025 is 210 k€.
Yes, CASH FLO generated a net profit of 40 k€ in 2025.
The headquarters of CASH FLO is located in SAINT-SERIES (34400), in the department Herault.
The tax return of CASH FLO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CASH FLO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.