CARS & GEARS : revenue, balance sheet and financial ratios

CARS & GEARS is a French company founded 7 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in COURNON-D'AUVERGNE (63800), this company of category PME shows in 2023 a revenue of 344 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CARS & GEARS (SIREN 850295320)
Indicator 2024 2023 2021 2020
Revenue N/C 343 591 € 200 226 € 91 067 €
Net income 28 446 € 10 855 € 635 € 17 305 €
EBITDA N/C 16 834 € 4 571 € 19 966 €
Net margin N/C 3.2% 0.3% 19.0%

Revenue and income statement

In 2024, CARS & GEARS generates positive net income of 28 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 17 k€ -> 28 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 446 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 531%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

530.807%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.815%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

57.6%

Solvency indicators evolution
CARS & GEARS

Sector positioning

Debt ratio
530.81 2024
2021
2023
2024
Q1: 5.46
Med: 23.95
Q3: 69.2
Watch

In 2024, the debt ratio of CARS & GEARS (530.81) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
12.81% 2024
2021
2023
2024
Q1: 21.34%
Med: 45.54%
Q3: 63.3%
Average -14 pts over 3 years

In 2024, the financial autonomy of CARS & GEARS (12.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
11.09 years 2023
2021
2023
Q1: 0.0 years
Med: 0.6 years
Q3: 2.26 years
Watch

In 2023, the repayment capacity of CARS & GEARS (11.09) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 316.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

316.007

Liquidity indicators evolution
CARS & GEARS

Sector positioning

Liquidity ratio
316.01 2024
2021
2023
2024
Q1: 142.55
Med: 216.97
Q3: 327.22
Good

In 2024, the liquidity ratio of CARS & GEARS (316.01) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
5.47x 2023
2021
2023
Q1: 0.0x
Med: 0.64x
Q3: 3.56x
Excellent +24 pts over 2 years

In 2023, the interest coverage of CARS & GEARS (5.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 132 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 223 days. Excellent situation: suppliers finance 91 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

132 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

223 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CARS & GEARS

Positioning of CARS & GEARS in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of CARS & GEARS is estimated at 128 849 € (range 45 072€ - 294 410€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
45k€ 128k€ 294k€
128 849 € Range: 45 072€ - 294 410€
NAF 5 année 2024

Valuation method used

Net Income Multiple
28 446 € × 4.5x = 128 849 €
Range: 45 072€ - 294 411€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare CARS & GEARS with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about CARS & GEARS

What is the revenue of CARS & GEARS ?

The revenue of CARS & GEARS in 2023 is 344 k€.

Is CARS & GEARS profitable?

Yes, CARS & GEARS generated a net profit of 28 k€ in 2024.

Where is the headquarters of CARS & GEARS ?

The headquarters of CARS & GEARS is located in COURNON-D'AUVERGNE (63800), in the department Puy-de-Dome.

Where to find the tax return of CARS & GEARS ?

The tax return of CARS & GEARS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CARS & GEARS operate?

CARS & GEARS operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.