CARREFOUR SYSTEMES D'INFORMATION : revenue, balance sheet and financial ratios

CARREFOUR SYSTEMES D'INFORMATION is a French company founded 25 years ago, specialized in the sector Programmation informatique. Based in MONDEVILLE (14120), this company of category GE shows in 2024 a revenue of 413.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CARREFOUR SYSTEMES D'INFORMATION (SIREN 433929114)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 413 366 938 € 416 197 669 € 381 884 532 € 383 459 850 € 404 699 906 € 417 004 886 € 394 907 478 € 421 049 122 € 429 353 710 €
Net income -24 998 819 € -8 657 358 € 17 718 250 € -3 500 518 € 34 899 855 € 32 993 911 € 5 497 298 € -85 305 249 € -45 151 144 €
EBITDA 97 361 981 € 101 120 965 € 96 016 410 € 109 031 296 € 72 308 911 € 41 906 332 € 42 461 825 € 60 830 833 € 68 258 660 €
Net margin -6.0% -2.1% 4.6% -0.9% 8.6% 7.9% 1.4% -20.3% -10.5%

Revenue and income statement

In 2024, CARREFOUR SYSTEMES D'INFORMATION achieves revenue of 413.4 M€. Activity remains stable over the period (CAGR: -0.5%). Slight decline of -1% vs 2023. After deducting consumption (424 k€), gross margin stands at 412.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 97.4 M€, representing 23.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -25.0 M€ (-6.0% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

413 366 938 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

412 942 450 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

97 361 981 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 314 197 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-24 998 819 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

23.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 20.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-0.138%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-16.577%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

20.828%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.002

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

8.2%

Solvency indicators evolution
CARREFOUR SYSTEMES D'INFORMATION

Sector positioning

Debt ratio
-0.14 2024
2022
2023
2024
Q1: 0.0
Med: 3.36
Q3: 42.51
Excellent

In 2024, the debt ratio of CARREFOUR SYSTEMES D'INFO... (-0.14) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-16.58% 2024
2022
2023
2024
Q1: 3.88%
Med: 34.74%
Q3: 63.98%
Average

In 2024, the financial autonomy of CARREFOUR SYSTEMES D'INFO... (-16.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.39 years
Average

In 2024, the repayment capacity of CARREFOUR SYSTEMES D'INFO... (0.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 14.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

14.9

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

22.093

Liquidity indicators evolution
CARREFOUR SYSTEMES D'INFORMATION

Sector positioning

Liquidity ratio
14.9 2024
2022
2023
2024
Q1: 132.21
Med: 250.32
Q3: 499.26
Watch

In 2024, the liquidity ratio of CARREFOUR SYSTEMES D'INFO... (14.90) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
22.09x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.47x
Excellent

In 2024, the interest coverage of CARREFOUR SYSTEMES D'INFO... (22.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 55 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 83 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-428 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-491 017 917 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

55 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

83 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

2 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-428 j

WCR and payment terms evolution
CARREFOUR SYSTEMES D'INFORMATION

Positioning of CARREFOUR SYSTEMES D'INFORMATION in its sector

Comparison with sector Programmation informatique

Valuation estimate

Based on 120 transactions of similar company sales (all years), the value of CARREFOUR SYSTEMES D'INFORMATION is estimated at 177 419 186 € (range 82 517 296€ - 475 206 682€). With an EBITDA of 97 361 981€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
120 transactions
82517k€ 177419k€ 475206k€
177 419 186 € Range: 82 517 296€ - 475 206 682€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
97 361 981 € × 2.2x
Estimation 216 506 451 €
93 947 561€ - 595 579 766€
Revenue Multiple 30%
413 366 938 € × 0.27x
Estimation 112 273 747 €
63 466 857€ - 274 584 877€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Programmation informatique)

Compare CARREFOUR SYSTEMES D'INFORMATION with other companies in the same sector:

Voir toutes les statistiques du secteur Programmation informatique

Frequently asked questions about CARREFOUR SYSTEMES D'INFORMATION

What is the revenue of CARREFOUR SYSTEMES D'INFORMATION ?

The revenue of CARREFOUR SYSTEMES D'INFORMATION in 2024 is 413.4 M€.

Is CARREFOUR SYSTEMES D'INFORMATION profitable?

CARREFOUR SYSTEMES D'INFORMATION recorded a net loss in 2024.

Where is the headquarters of CARREFOUR SYSTEMES D'INFORMATION ?

The headquarters of CARREFOUR SYSTEMES D'INFORMATION is located in MONDEVILLE (14120), in the department Calvados.

Where to find the tax return of CARREFOUR SYSTEMES D'INFORMATION ?

The tax return of CARREFOUR SYSTEMES D'INFORMATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CARREFOUR SYSTEMES D'INFORMATION operate?

CARREFOUR SYSTEMES D'INFORMATION operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.