Employees: 11 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2019-02-01 (7 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75007), Paris
CARPS INTERNATIONAL : revenue, balance sheet and financial ratios
CARPS INTERNATIONAL is a French company
founded 7 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75007),
this company of category PME
shows in 2022 a revenue of 3.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - CARPS INTERNATIONAL (SIREN 848141743)
Indicator
2024
2023
2022
2021
2020
2019
Revenue
N/C
N/C
3 340 713 €
2 912 367 €
2 547 968 €
2 288 997 €
Net income
1 905 161 €
1 279 357 €
983 755 €
804 840 €
537 892 €
465 248 €
EBITDA
N/C
N/C
1 363 873 €
1 167 283 €
805 843 €
666 343 €
Net margin
N/C
N/C
29.4%
27.6%
21.1%
20.3%
Revenue and income statement
In 2024, CARPS INTERNATIONAL generates positive net income of 1.9 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 465 k€ -> 1.9 M€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 905 161 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
7.711%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
29.858%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Debt ratio
760.577
378.459
193.949
83.546
29.306
7.711
Financial autonomy
5.204
9.596
13.812
20.0
22.175
29.858
Repayment capacity
7.748
6.885
3.63
2.105
None
None
Cash flow / Revenue
20.382%
21.858%
28.765%
30.323%
None%
None%
Sector positioning
Debt ratio
7.712024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average-25 pts over 3 years
In 2024, the debt ratio of CARPS INTERNATIONAL (7.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
29.86%2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average+10 pts over 3 years
In 2024, the financial autonomy of CARPS INTERNATIONAL (29.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
2.1 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average
In 2022, the repayment capacity of CARPS INTERNATIONAL (2.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 114.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
114.549
Liquidity indicators evolution CARPS INTERNATIONAL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
2021
2022
2023
2024
Liquidity ratio
100.78
113.283
107.99
107.992
107.033
114.549
Interest coverage
4.952
7.003
4.139
3.082
None
None
Sector positioning
Liquidity ratio
114.552024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Watch
In 2024, the liquidity ratio of CARPS INTERNATIONAL (114.55) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
3.08x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Excellent
In 2022, the interest coverage of CARPS INTERNATIONAL (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution CARPS INTERNATIONAL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Operating WCR
-4 189 483 €
-4 317 404 €
-5 424 662 €
-7 002 068 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
Supplier payment term (days)
6
9
9
10
0
0
Positioning of CARPS INTERNATIONAL in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of CARPS INTERNATIONAL is estimated at
3 834 459 €
(range 1 813 773€ - 17 507 747€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
1813k€3834k€17507k€
3 834 459 €Range: 1 813 773€ - 17 507 747€
NAF 5 all-time
Valuation method used
Net Income Multiple
1 905 161 €
×
2.0x
=3 834 459 €
Range: 1 813 773€ - 17 507 747€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare CARPS INTERNATIONAL with other companies in the same sector:
Frequently asked questions about CARPS INTERNATIONAL
What is the revenue of CARPS INTERNATIONAL ?
The revenue of CARPS INTERNATIONAL in 2022 is 3.3 M€.
Is CARPS INTERNATIONAL profitable?
Yes, CARPS INTERNATIONAL generated a net profit of 1.9 M€ in 2024.
Where is the headquarters of CARPS INTERNATIONAL ?
The headquarters of CARPS INTERNATIONAL is located in PARIS (75007), in the department Paris.
Where to find the tax return of CARPS INTERNATIONAL ?
The tax return of CARPS INTERNATIONAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CARPS INTERNATIONAL operate?
CARPS INTERNATIONAL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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