Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CARPRASSUR COURTAGE : revenue, balance sheet and financial ratios

CARPRASSUR COURTAGE is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHARTRES (28000), this company of category PME shows in 2024 a net income positive of 87 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CARPRASSUR COURTAGE (SIREN 444751200)
Indicator 2024 2023 2016
Revenue N/C N/C N/C
Net income 86 658 € 75 437 € 75 087 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2024, CARPRASSUR COURTAGE generates positive net income of 87 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 75 k€ -> 87 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

86 658 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 78%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

78.036%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.124%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

34.9%

Solvency indicators evolution
CARPRASSUR COURTAGE

Sector positioning

Debt ratio
78.04 2024
2016
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average +11 pts over 3 years

In 2024, the debt ratio of CARPRASSUR COURTAGE (78.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.12% 2024
2016
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average -21 pts over 3 years

In 2024, the financial autonomy of CARPRASSUR COURTAGE (41.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 203.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

203.839

Liquidity indicators evolution
CARPRASSUR COURTAGE

Sector positioning

Liquidity ratio
203.84 2024
2016
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average -25 pts over 3 years

In 2024, the liquidity ratio of CARPRASSUR COURTAGE (203.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of CARPRASSUR COURTAGE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CARPRASSUR COURTAGE is estimated at 174 413 € (range 82 501€ - 796 355€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
82k€ 174k€ 796k€
174 413 € Range: 82 501€ - 796 355€
NAF 5 all-time

Valuation method used

Net Income Multiple
86 658 € × 2.0x = 174 414 €
Range: 82 501€ - 796 356€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CARPRASSUR COURTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CARPRASSUR COURTAGE

What is the revenue of CARPRASSUR COURTAGE ?

The revenue of CARPRASSUR COURTAGE is not publicly disclosed (confidential accounts filed with INPI).

Is CARPRASSUR COURTAGE profitable?

Yes, CARPRASSUR COURTAGE generated a net profit of 87 k€ in 2024.

Where is the headquarters of CARPRASSUR COURTAGE ?

The headquarters of CARPRASSUR COURTAGE is located in CHARTRES (28000), in the department Eure-et-Loir.

Where to find the tax return of CARPRASSUR COURTAGE ?

The tax return of CARPRASSUR COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CARPRASSUR COURTAGE operate?

CARPRASSUR COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.